Summary of the Rules of Zhidafu Wealth Game

Zhidafu's rules of the game

I. Time

In the game, 1 hour = life 10 year.

Second, how to win the game

(A) how to enter the "inner ring" from the "outer ring"

Players can choose to check their financial statements with the bank at any time to confirm whether they meet the criteria for entering the inner circle. The contents of the inspection are as follows:

A. non-labor income > total expenditure

B, no debt

When players enter the inner circle, they have to pay off all debts and hand over all cash and assets in their hands, so as to get the first income of the "inner circle" = non-labor income X 100 (in thousands of yuan).

After entering the inner circle, the player's image is upgraded to VIP, and there are special assistants to provide wealth consultation and provide advanced services such as food and water.

(B) How to enter the "core circle" from the "core circle"

Players can choose to check with the bank at any time whether their accounts are eligible to enter the inner circle. The contents of the inspection are as follows:

I. Cash flow > 200,000

B, time integral > 1000 points

C, quality of life score > 100 points.

Third, the classification of grid content

First: the closing date of the bank

Players should ask the bank to withdraw working cash when they check in or after the checkout date; Each settlement date is equivalent to one month in daily life; If the player's cash flow is negative, he should pay the arrears to the bank when he stays or passes the settlement date.

Second: health management, growth and learning, and public welfare undertakings.

When the player stays in the above three squares, the player can choose to give 10% of the total income to the bank, so as to get the opportunity to throw one, two or three sieves in the next round; This opportunity can be used by yourself or sold to other players; If the opportunity is not used in the next round, the opportunity is invalid.

Third: having children.

When the player stays in the box with children, there is a new person in the player's family. You can have up to three children;

The expenditure of each player is different according to his own occupation, and the expenditure of each child will increase, resulting in a corresponding decrease in monthly cash flow; The cost of each child of the same player is the same.

Four, "outer ring" card content

First: the opportunity card

Small chance: when the player stays in the chance box and the cash in hand is less than 10000 yuan, choose small chance.

Great opportunity. When the player stays in the opportunity box and the cash in hand is more than 10000 yuan, he chooses the big opportunity.

When the next player makes a decision, each player stops;

Transactions that need to occur in the destiny card are directly settled with the bank;

Assets cannot be resold to other players;

Non-labor income cannot be shared with other players.

Second: risk card

Risk card contains three kinds of unexpected consumption risks;

The first type: pure consumption;

The second type: exchange investment expenditure for time point;

The third type: unemployment risk-paying the total expenditure in one lump sum and stopping for one round;

Third: the card of destiny

Destiny card is market news, which may affect all players; The player who draws the destiny card must read the contents of the card aloud, and the participating players must act according to the contents of the card.

Fourth, financial instruments.

First, players can withdraw any amount of money from their accounts at any time in the form of finance; Players can also save money at any time, but there is no interest.

The second type: credit card

Credit card interest is 3%, which will be deducted every month until it is paid off. The maximum withdrawal amount of each player can be found in the financial statement "Liabilities";

The third type: bank loans.

Maximum loan amount = 10 times current cash;

The player has no bank bankruptcy record;

The loan interest is 10%, with monthly deduction.

Fourth: pay off debts.

Players can choose to pay off their inherent debts at any time;

Taxes, other expenses, children's expenses, etc. are long-term expenses and cannot be repaid;

The bank only accepts repayment when the player has sufficient cash;

Players need to deduct debts when they enter the inner circle for the first time;

Before the bank accepts the repayment, the coach needs to audit the financial statements.

V. Bankruptcy

If a player's monthly cash flow is "negative" and the player has no cash to pay for his negative monthly cash flow, it is called bankruptcy.

If the player's monthly cash flow is "negative", the player can:

1. Sell all assets to the bank, and the bank will refund 50% of the down payment when the player purchases the assets;

2. Players must pay their negative cash flow every month;

3. Suspend for three rounds.

If the player's monthly cash flow continues to be negative, "car loan" and "credit card expenditure" will be reduced by 50%, while "mortgage loan" and "education loan" will remain unchanged;

If none of the above adjustments can change the player's negative monthly cash flow, the player will be invited out of the game.

Six, "inner ring" game card

The first type: investment card

Used for investment to obtain cash flow.

The second type: money and leisure.

Such a card can bring players investment cash flow and time.

The third type: destiny card

Destiny card contains three situations:

A. loss of cash;

B, buy insurance or invest in hedge funds;

C. venture capital.

Fourth, players can earn quality of life points by spending money and time.