The fourth suite can't apply for a loan. According to the relevant provisions of 20 10 New China Ten Articles Policy, the down payment ratio and interest rate of loans to purchase the third and above houses shall be borne by commercial banks.

Housing loan, also known as housing mortgage loan, is an application form for housing mortgage loan filled out by the buyer to the loan bank, and provides documents that must be submitted according to legal documents, such as ID card, income certificate, housing sales contract and guarantee.