Many property buyers have always believed that the house they bought with a loan has been kept in the bank until the loan is paid off, and the loan can only be "redeemed". Actually, this is a misunderstanding. After the real estate license is completed, the purchaser can register the mortgage with the housing administration department with the bank. After mortgage registration, buyers can get back their real estate license. However, the fact that the mortgage must be registered on the real estate license can only be handled again after the mortgage is lifted.

2. Can a mortgaged house be mortgaged?

A mortgaged house can be mortgaged.

Houses with loans can also be mortgaged. For example, if you buy a house mortgaged by a bank, you can also mortgage the house twice. However, it should be noted that the house used for secondary mortgage must be a house with high market value, and it must be an existing house if it is a commercial house or an individual house.

Although a house with a loan can be mortgaged, whether the mortgage application can be passed depends on the individual's situation. Many banks directly refuse the mortgage application for such a house with a loan.

superiority

1. On the basis of installment payment, the mortgage loan solves the difficulty of raising a large amount of funds in a short period of time, and breaks down a large amount of funds into long-term small funds to repay the loan.

2. The down payment of mortgage loan does not occupy a lot of money, and the repayment period is long, so the limited funds can be used for multiple investments.

The bank will check it for you. Borrowing money means borrowing money from banks, which naturally care about the quality of real estate projects. In addition to auditing themselves, banks will also audit developers to check for you and improve the safety of buying houses.

3. When buying a house with a loan in Wuhan, will the real estate license be mortgaged in the bank?

Some banks really need to negotiate directly with banks to get settlement. If you want to settle in a remote city, you can bring relevant information to the household registration management department where the property is located. View original post >>

4. Can Wuhan mortgage house handle mortgage loan?

Of course.