Bai Hua is a product provided by Alipay for Taobao users. Its model is very similar to that of a credit card. Users can use it directly or by stages when shopping in Taobao. Similarly, other e-commerce giants also bought products similar to Bai Hua's. So what are the microfinance platforms in Bai Hua on 20 18? Let's have a look. 20 18 what are the microfinance platforms in Bai Hua? 1, Wanda Huadu Wanda Huadu is a Wanda Pratt & Whitney product. The biggest feature is that shopping in Wanda Mall can be paid directly with it, and repayment can be made on time on the repayment date. Friends who like shopping in Wanda can prepare one. 2.JD.COM Baitiao Jingdong Financial Flower Blossom Products, the amount of which is closely related to Xiaobai's credit score, can be directly used for shopping or staging in JD.COM. Friends who often buy things in JD.COM can open one and pay attention to repayment on time. 3. Suning is willing to pay the same reason. This product also supports shopping in Suning Mall. It is said that multi-stage installment will help to increase the amount, but this will generate installment interest. You'd better weigh it before making a decision. 4. Immediate staging and immediate staging are similar to flower beds and also support shopping consumption, but they are more widely used, covering 3C digital, beauty, education, home improvement, tourism and other scenes. You can learn about it. The above products are known to be similar to flowers, which are more formal and legal. If you need to pay in advance, you can try these products.