1. In any of the following circumstances, and can provide legal and valid certificates according to the regulations, you can consult your unit and apply for withdrawing the storage balance in your housing provident fund account:

2, the purchase, construction, renovation and overhaul of owner-occupied housing with ownership;

3. Retired;

4. Completely losing the ability to work or severely disabled, which is one of the common situations, and dissolving or terminating the labor relationship with the unit;

5. Settle abroad or settle in Hong Kong, Macao and Taiwan;

6, to repay the principal and interest of the purchase of owner-occupied housing loans;

7. The monthly rent of the rented house exceeds15% of the monthly salary of the family;

8, migrant workers and units to terminate (terminate) labor relations;

9. The employee dies or is declared dead;

10, who is enjoying the minimum living guarantee or special hardship relief for urban residents;

1 1, who has not been re-employed for more than one year after terminating the labor relationship with the unit;

12. Employees or family members have accidents due to major diseases, or serious injuries, and family life is difficult;

13. Family life is seriously difficult due to natural disasters or other emergencies.

Step 2: Provide relevant certification materials.

1. When employees apply for withdrawal of housing provident fund, they should provide their ID card and a copy;

2. Purchase pre-sold commercial housing (including affordable housing). For these people, the Commodity House Pre-sale Contract and the down payment receipt meet these conditions; The purchase of second-hand housing, provide the "real estate sales contract" and "deed tax payment certificate" as the basic proof; The purchase of demolition and reconstruction houses, the purchase of such houses, provide the demolition and reconstruction agreement printed by the municipal real estate management department and the receipt of the house payment;

3. For self-built, renovated or overhauled self-occupied houses with property rights, residents who belong to this situation should provide the planning, construction documents or dangerous house identification certificate approved by the administrative department, authoritative department or real estate management department of the undertaking bank (we are CCB), and choose one. The construction contract signed by the property owner and the construction unit, together with the original contract, project budget and final accounts and the property right certificate;

4, retired personnel, if the household registration belongs to this situation, should provide the retirement certificate issued by the personnel and labor department, as the relevant proof; If the retirement certificate cannot be provided, under special circumstances, the relevant certificate or retirement certificate issued by the personnel and labor department shall be provided;

5. If the employees and their families have difficulties in life due to major diseases or major injury accidents, and their lives are under great pressure, they should provide the diagnosis certificate and medical records issued by medical institutions above Grade II A, and the patient's medical insurance card and the invoice for current treatment expenses are valid. If a non-employee is sick, if he is not himself, he should also provide a marriage certificate or proof of kinship;

6. If you completely lose the ability to work or have severe disability, and terminate the labor relationship with the unit, and there is no longer any labor relationship, you should provide the certificate of termination of the labor relationship with the original unit, the labor ability appraisal conclusion issued by the city (county) labor ability appraisal committee or the hospital certificate;

7. If you leave the country to settle down, you shall issue an approval form for those who leave the country to settle down, or a valid certificate for leaving the country to settle down issued by the public security organ;

8. To repay the housing loan, the loan balance certificate issued by the loan issuing bank as of the deadline for applying for withdrawal shall be provided, which must be issued by the bank. Among them, the repayment of commercial housing loans is commercial, and the commercial housing loan contract signed between the borrower and the loan issuing bank should also be provided;

9, enjoy the city minimum living guarantee, should provide the "city residents minimum living guarantee certificate" or other valid documents provided by labor, trade unions and other departments;

10. If the rent is paid, the house lease registration certificate or house lease agreement shall be provided. You can choose one of them, pay the rent invoice and the family income certificate issued by the unit or the relevant department;

1 1. If family life is seriously difficult due to natural disasters or other unexpected events, and the economic pressure is relatively high, emergency certificates, related problems, large expenditure documents, and income certificates of employees and other family members issued by relevant departments of the people's governments at or above the county (district) level shall be provided.

12. migrant workers or employees whose household registration is outside the jurisdiction of this municipality have terminated their labor relations with their employers, and there is no longer an employment relationship, they should provide proof of termination of labor relations with their employers and proof of household registration;

13. If an employee dies or is declared dead, a certificate of death or being declared dead shall be provided to prove that he is dead. If it belongs to the legal heir of the deceased, the heir with legal interests shall provide the heir's identity card, household registration book and legal inheritance certificate; If it belongs to the designated heir or legatee of the deceased, in this case, a notarized certificate of designated inheritance and the identity card of the heir or legatee shall be provided;

14. If the labor relationship with the unit has been terminated for more than one year and has not been re-employed, and there is no job, provide the certificate of termination of labor relationship with the unit or unemployment certificate;

15. If it is not directly related to the application for withdrawal of housing provident fund conditions for spouses and immediate family members at the same time, basic necessary materials should be provided, such as spouse and immediate family members' ID cards, marriage certificates, household registration books or relatives' relationship certificates and copies.

16. If the housing provident fund is withdrawn on behalf of a third party, in addition to the materials required to meet the above withdrawal conditions, a written power of attorney, the trustee's ID card and a copy thereof shall also be provided.

Step 3: Get the transfer.

1. If you are on the job, you can apply for withdrawal of housing provident fund from the company with the voucher you received (it should be available when you leave your job normally, and it will be audited by HR personnel department and financial department) and apply for help from the company. The unit will verify the certificate and issue a valid provident fund withdrawal certificate;

2. Then with the original and photocopy of the certificate, the provident fund withdrawal certificate issued by the unit proves that it plays a proof role and the provident fund management department applies for withdrawal. The provident fund management department will generally make a decision on whether to approve the withdrawal within 3 days from the date of accepting the application, and inform the applicant whether it is approved or not. If withdrawal is not allowed after approval, if it is not allowed, the provident fund management department will also inform the applicant of the reasons for not allowing withdrawal.

3 approved by the extraction, employees should show their identity cards and provident fund management department approved the extraction of provident fund. If you have a provident fund, you should go through the withdrawal procedures at the undertaking bank with the withdrawal voucher. When everything is ready, the bank will transfer the money to your designated account (usually within 3 days).

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