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Must the business license loan be my own?
Legal analysis: I don't know if I can find a bank to solve it. This is an oversight and mistake caused by lax bank audit, which has a negative impact on other enterprises. In fact, it is impossible, because in addition to the business license, the legal person's ID card or the person in charge's ID card on the business license is needed when lending; And it needs the signature of the legal person or the person in charge.

Legal basis: Interim Measures for the Administration of Personal Loans.

Article 11 An individual loan application shall meet the following conditions:

(1) The borrower is a People's Republic of China (PRC) citizen with full capacity for civil conduct or an overseas natural person who meets the relevant provisions of the state;

(2) The purpose of the loan is clear and legal;

(3) The amount, duration and currency of the loan application are reasonable;

(4) The borrower has the willingness and ability to repay;

(5) The borrower's credit status is good and there is no significant bad credit record;

(6) Other conditions required by the lender.

Article 12 The lender shall require the borrower to apply for a personal loan in writing, and require the borrower to provide relevant materials that can prove that it meets the loan conditions.