Is microfinance reliable-loan amount
Generally, QQ users like to apply for some small loans on the micro-loan platform. The question "Is micro-loan reliable?" is also a question that many QQ users want to know. First of all, the lending speed of the micro-loan platform is relatively fast. As long as the application is submitted, the payment will take 15 minutes.
Secondly, the credit line of the micro-loan platform is between 200,000 yuan and 200,000 yuan. What is the specific credit line? Tencent Microfinance will be calculated according to the basic information of users, QQ's online behavior data and other third-party data. Strict calculation will enable friends to obtain matching loan quotas.
Is Small Loan Reliable-Loan Interest
It is understood that the interest of the micro-loan platform is 0.05%, which is 0.05%. If users have good credit, they can also enjoy a lower daily interest rate, which can reach two ten thousandths or three ten thousandths. After the micro-loan is overdue, in addition to the normal interest, a high overdue interest will be paid, and a penalty interest of 50% of the agreed interest rate will be charged for the overdue principal amount every day until it is paid off. Default interest for overdue = overdue principal x daily interest rate x50%x overdue days.
Is micro-loan reliable-is it a credit report?
What is certain is that micro-loans have credit information. Weizhong Bank will query the applicant's credit report when applying for micro-loan. As long as the user clicks to view the credit limit, the credit status inquired by the bank will be displayed. In other words, the user clicks on the "micro-loan" in the WeChat wallet to inquire about the quota, and Weizhong Bank will apply to the People's Bank of China to inquire about the user's credit status.
So much for the introduction of this question. I believe my friends should have a detailed answer in their hearts. I hope the above content can bring you some help.