To activate Alipay's borrowing service, you can follow the following steps:

1. First, make sure that your Alipay account has been authenticated by real-name and the balance is greater than 0 yuan.

2. Open the Alipay App, find the "Borrowing" entrance on the "My" page at the bottom of the homepage, and click to enter.

3. On the borrowing page, fill in basic personal information according to the guidelines, including ID card information, contact information, etc.

4. After filling in your personal information, the system will conduct a risk assessment based on your credit status and give you a loan amount.

5. If you are unclear about your debt and online loan data, you can get an online loan big data report from Sixi Data, which includes online loan application records, overdue details and Detailed information such as blacklists can help you better understand your credit status.

6. According to the amount given by the system, you can choose whether to accept the borrowing service. If you accept, the system will automatically complete the activation of borrowing.

7. After successful activation, you can view the borrowing amount, repayment plan, consumption details and other related information on the borrowing page.

Please follow the above steps to activate Alipay borrowing service.