A second-hand car worth less than RMB 95,000 in half a year still needs a mortgage?

The MG6 I tested for my fans was positioned as young, individual and sporty when it first came out. The new MG6 benchmarks against the Civic and Encore Serra, with good power performance and beautiful appearance. Many young people can’t stop! Breaking 100 mph in 8 seconds, the data is comparable to the legendary car Civic, and it is also full of highlights. In today's increasingly competitive car market, it can be regarded as occupying a place~

This fan made an appointment on the official account the night before , after receiving the order, I contacted this fan friend as soon as possible to determine the time and place for the test! Early in the morning, the customer called and said that he wanted to be tested in advance. Since he was coming from out of town, he had to hurry up and complete the procedures and drive the car home. He thanked him profusely! As our inspectors, this situation is relatively common, and our fans and friends can completely understand their feelings, so we quickly drove to the inspection location without delaying our customers and friends!

Car review

The test was at a second-hand car trading market in Chengdu. It took about 40 minutes to arrive at the agreed test location. Fans and friends were already waiting aside, it was a young man. , saw our conspicuous inspection uniforms and tool boxes, came to join me, contacted the car dealer to start inspecting the car, and after some setbacks, we contacted the "seller", who was tall and thin, with dark skin, and carried a briefcase , Jianbu walked over and exchanged a few words. When he saw that the customer also brought the tester, he said: "What kind of tester do you bring? What kind of test is there for a new car that is a few months old?" The customer also immediately replied: "Oh! , it’s not that I don’t believe you, the main thing is that I don’t know much about it myself, so I need to find a professional to check it, plus I have to drive a long distance back, so I have a good idea of ??the market.

I walked around the market but didn’t see the car. It turned out that the car was already waiting in line for review and was ready to be submitted for transfer! Later, another seller came, holding vehicle procedures in his hand, and took us to "find a car." For some reason, the car review team circled the market twice today, and the queue was probably not even half a day long! It turns out that the person before was not a direct seller, but an intermediary!

Agency

The queue is too long, and the queue to review the car is too slow. The car dealers have smoothed the relationship and "jumped in line" to go through the procedures, which makes it difficult to stop and go all the time. For inspection, I had to wait until they finished reviewing the car before conducting a comprehensive inspection. Of course, during the review, I also conducted a preliminary inspection of the car's condition!

The parking spaces in the market are really in short supply, and there are no vacancies among the sellers. Later, we divided into two groups. The customer brother and the seller went to go through the formalities. We went to find an open place nearby for testing.

Appearance

Although I had a rough look at the condition of the car before, I still need to make a detailed assessment of the vehicle again and be 100% responsible to the customer!

The vehicle procedures are at the car dealer. Although I haven’t seen them, the seller is so active in reviewing the car transfer, so it seems that there will definitely be no problems with the procedures!

The most important thing now is the vehicle condition inspection. This car was shipped from the factory in January 2019 and has a mileage of only more than 1,400 kilometers. It has been less than half a year now and the condition is basically the same as a new car. This is why customers consider it. The important reason is that the new car cost more than 110,000 yuan. I just bought it a few months ago and now I have bought it for more than 90,000 yuan. I have saved tens of thousands, which is still a good deal!

Guide price

We have tested a lot of these quasi-new cars, and there are often two extremes, either the car is in extremely bad condition, or the car is in excellent condition, so the customer brother is also I have some doubts. Although it is tens of thousands of yuan cheaper, if there is a problem with the condition of the car, it is not worth the gain, so contact us for a professional inspection!

Going around the car for inspection, the body is basically intact, with no obvious scratches or bumps. Overall, the star-shaped grille, hatchback shape, and bright headlights fully meet the "handsome" standard. Then we started a deep inspection of the entire car. From front to back, the gaps in the bumper were even and there were no signs of disassembly and painting.

Front bumper

Open the hood for inspection. First of all, What we are looking at is the hood, because the disassembly and repair of the hood represents a lot of information and is an important part of our inspection.

There are screws connecting the hood. After careful inspection, there are no signs of disassembly or assembly. It is very simple to check these painted screws, because the paint is easily damaged when tightened, so we need to see if the paint is damaged. Or it just needs to be repainted. The paint of this car is intact and it is the original paint process. At the same time, there are no traces of refinement, so it is initially judged that the hood has not been disassembled

The hood

Then start to check the engine compartment. The crash box and anti-collision beam are in front of the water tank frame. If there is a collision, they are likely to be disassembled and assembled, so first check whether they have been disassembled and assembled.

The energy-absorbing box has not been disassembled

As can be seen in the picture, the connecting screws of the energy-absorbing box have not been turned and disassembled. It is in original factory condition, so the possibility of a collision accident in the front of this car has been eliminated. It's very low, but you still can't be careless. There are still a lot of well-built cars in the second-hand car market. Let's continue to look at the water tank frame.

In fact, the water tank frame mainly provides accessories such as the front water tank, fan, and headlights. The installation position itself does not have much ability to withstand collisions, and is a relatively vulnerable position to be damaged. We can check whether the accessories above have been replaced. If they have been replaced, there is obviously a problem

Water tank

You can see that the date of the water tank fan is January 2019, which is consistent with the factory date. This means that the water tank frame is unlikely to be replaced. Then check the connecting screws and there are no signs of disassembly or assembly. On the surface There are no traces of spray paint on the sheet metal, which further confirms my judgment

Longitudinal beams. I would like to remind everyone that the nameplate of this car is located in a special A-pillar position. Don’t miss it. oh!

Continue to check the longitudinal beam. The connection positions are all in original factory condition. There is no sign of disassembly or assembly of the engine base, indicating that there is no problem with the longitudinal beam.

The engine base screws have not been removed.

The engine has no traces of disassembly and assembly. It looks very clean overall and there is no obvious leakage.

Engine screws

None of the four side doors have been disassembled or assembled. Traces, original factory condition

The door has not been disassembled

The door has not been disassembled, and generally there will be no problem with the inner ABC pillar, but it still needs to be inspected, after all. I am in awe of the finishers

The solder joints of the ABC pillars are all original, and there are no traces of paint repair when tested with a paint film meter

The rear panel connection solder joints It is also in original factory condition. This kind of resistance welding is the most common fraud in the second-hand car market, so looking at the solder joints is an important skill for us as an appraiser

The rear quarter panel is normal

After the entire inspection, there are no problems with the car's frame. Continue to check the seats and steering column. There are no problems, and the possibility of water damage is basically ruled out.

Water mark inspection

After all inspections were completed, this car was in particularly good condition. When the guy came over, I explained the car's condition to him in detail. The entire car frame was normal, except for the appearance of some sheet metal on the right rear fender. It turns out that the little brother knew about the signs of repair. He came over to look at the car a few days ago. There was a dent there. I felt it was taboo to repair it after buying it back, so I asked the seller to repair it before buying it!

Butt

While checking the condition of the car, there was a guy next to me who was also taking photos. Later, after asking, I learned that he was a mortgage salesman. I didn’t have details on the specific interest rate. ask! When I heard the car purchase price of 95,000, I thought it was a bit high. However, the intermediary said that the high price was normal. If you add in the finance, it is actually not very cost-effective. But buying a second-hand car, if it is in good condition and you like it is what you want. That’s the kingly way, and the price/performance ratio is pretty good compared to new cars!