The basic conditions for application are:

(1) 1. Chinese mainland residents;

(2) Having a stable address and place of work or business;

(3) A stable source of income;

(4) No bad credit record.

Microfinance application materials

(1) Provide personal identity, which can be ID card, residence permit, household registration book, marriage certificate and other materials;

(2) Provide stable address, house lease contract, water and electricity bills, property management and other related matters;

(3) provide a stable source of income, bank running list, labor contract, etc.

Application process:

1. The borrower submits written loan application materials;

2. The bank shall review and investigate the application materials submitted;

3. After examination and investigation, the bank signs a loan contract with the borrower;

4. Bank loan, the applicant uses the loan;

5. The borrower repays the loan on schedule according to the provisions of this contract;

6. Settle the loan.

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At present, Huaxia, Ping An, Standard Chartered, CreditEase, WeChat and Lending Finance Network can all apply for DY-free loans.

Relatively speaking, Huaxia Bank has a low threshold.

I hope I can help you! Hope to adopt!

Information required for loan card processing:

Information required for an individual to apply for a loan card:

1. Loan card application form;

2. The original and photocopy of the household registration book;

3. Original and photocopy of ID card;

4. Letter of intent for loan.

Relevant forms can be downloaded from the official website or the bank website of the municipal government.

If it is a company, the information required to apply for a credit card is as follows:

The loan card application requires the following information:

1. Business license (copy with official seal)

2. Organization code certificate (original with official seal)

3. basic deposit account account opening permit (original with official seal)

4. Financial statements of the previous year and last month (copies of balance sheet, income statement and cash flow statement are stamped with official seals)

5. Legal person ID card (copy with official seal)

6. Effective capital verification report (copy with official seal)

7. Proof of intention of financial institutions to handle credit business (original)

8. National tax/local tax registration certificate (copy with official seal)

9 loan card application form (provided by the bank)

I hope I can help you.