20 years (240 months) monthly repayment amount1.8000:
[ 180000 * 0.3465% * ( 1+0.3465%) 240]/[( 1+0.3465%) 240- 1] = 16544.
Total interest:1105.81* 240-180000 = 85394.4 yuan.
Description: 240 is the power of 240.
The above is equal principal and interest (the monthly repayment amount is the same). If the repayment method is average capital, the total interest is 75 155.85 yuan, and the monthly repayment is as follows:
65438+ 10 month, 1373.7 (yuan)
February 137 1. 1 (yuan)
March 1368.5 (yuan)
April 1365.9 (yuan)
May 1363.5438+0 (yuan)
June 1360.75438+0 (yuan)
July 1358. 1 1 (yuan)
August 1355.55438+0 (yuan)
September 1352.95438+0 (yuan)
65438+ 10 month, 1350.438+0 (yuan)
1 1 month, 147+0 (yuan)
65438+ February, 1345.438+0 1 (yuan)
65438+March, 1342.52 (yuan)
65438+April, 1339.92 (yuan)
65438+May, 1337.32 (yuan)
65438+June, 1334.72 (yuan)
65438+July, 1332.438+02 (yuan)
65438+August, 1329.52 (yuan)
65438+September, 1326.92 (yuan)
1October 1324.32 (yuan)
265438+ 10 month, 132 1.73 (yuan)
1feb 13 19. 13 (yuan)
March 13 16.53 yuan.
April 13 13.93 yuan.
May, 13 1 1.33 (yuan)
June 1308.73 (yuan)
July 1306. 13 (yuan)
August 1303.53 yuan
In September, 1300.94 yuan.
March 1298.34 (yuan)
365438+ 10 month, 1295.74 (yuan)
March 1293. 14 (yuan)
March 1290.54 (yuan)
April 1287.94 (yuan)
May 1285.34 yuan
36 months, 1282.74 yuan
March 1280. 15 (yuan)
38 months, 1277.55 yuan
39, 1274.95 yuan
April 1272.35 (yuan)
465438+ 10 month, 1269.75 (yuan)
April 1267. 15 (yuan)
April 1264.55 yuan
April 126 1.95 yuan.
April 1259.36 (yuan)
April 1256.76 (yuan)
April 1254. 16 (yuan)
April 125 1.56 yuan.
April 1248.96 (yuan)
May 1246.36 yuan
565438+ 10 month, 1243.76 (yuan)
May 124 1. 16 (yuan)
May 1238.57 yuan
May 1235.97 yuan
May 1233.37 yuan
May 1230.77 yuan
May 1228. 17 (yuan)
May 1225.57 yuan
May 1222.97 yuan
June, 1220.37 (yuan)
665438+ 10 month 12 17.78 (yuan)
June 12 15. 18 (yuan)
June 12 12.58 (yuan)
June, 1209.98 (yuan)
June, 1207.38 (yuan)
June 1204.78 (yuan)
June 1202. 18 (yuan)
June 1 199.58 (yuan)
June 1 196.99 (yuan)
July 1 194.39 (yuan)
765438+ 10 month, 1 19 1.79 (yuan)
July 1 189.438+09 (yuan)
July 1 186.59 yuan.
July 1 183.99 yuan.
July 1 18 1.39 yuan.
July 1 178.79 yuan.
July 1 176.2 yuan.
July 1 173.6 (yuan)
July 1 17 1 (yuan)
August 1 168.4 (yuan)
865438+ 10 month, 1 165.8 (yuan)
August 1 163.2 yuan.
August 1 160.6 yuan.
August, 1 158 (yuan)
August 1 155.438+0 (yuan)
August 1 152.438+0 (yuan)
August 1 150.438+0 (yuan)
August 1 147.438+0 (yuan)
August 1 145.438+0 (yuan)
September 1 142+438+0 (yuan)
965438+ 10 month, 15438+039+0 (yuan)
September 1 137.438+0 (yuan)
March 1 134.62 (yuan)
April 1 132.02 (yuan)
May 1 129.42 (yuan)
June 1 126.82 yuan.
July 1999 1 124.22 (yuan)
August 1 12 1.62 yuan.
September 1 1 19.02 yuan.
100 month,116.42 (yuan)
1065438+1October113.83 (yuan)
1February 2008,111.23 yuan.
65438+March, 1 108.63 (yuan)
1April 2008, 1 106.03 (yuan)
65438+May 2008 1 103.43 (yuan)
65438+June, 1 100.83 (yuan)
65438+July, 1098.23 (yuan)
1August 2008, 1095.63 (yuan)
65438+September, 1093.04 (yuan)
1 10 month, 1090.44 (yuan)
1 1 month, 1087.84 (yuan)
165438+February 1085.24 (yuan)
165438+March 1082.64 (yuan)
165438+April 1080.04 (yuan)
165438+May, 1077.44 (yuan)
165438+June, 1074.84 (yuan)
165438+July, 1072.25 (yuan)
165438+August, 1069.65 (yuan)
165438+September 1067.05 (yuan)
120 months, 1064.45 yuan
12 1 month, 106 1.85 (yuan)
122 months, 1059.25 (yuan)
123rd month, 1056.65 (yuan)
124th month, 1054.05 (yuan)
125th month, 105 1.46 yuan.
126th month, 1048.86 (yuan)
127 months, 1046.26 (yuan)
128th month, 1043.66 (yuan)
129 months, 104 1.06 yuan.
130 month, 1038.46 yuan.
13 1 month, 1035.86 (yuan)
132 month, 1033.26 yuan
1March, 1030.67 yuan
134 month, 1028.07 (yuan)
135 months, 1025.47 yuan
136 months, 1022.87 (yuan)
137 month, 1020.27 (yuan)
138 months, 10 17.67 yuan.
139 months, 10 15.07 yuan.
65438+April, 10 12.47 (yuan)
14 1 month, 1009.88 (yuan)
1April, 1007.28 (yuan)
1April, 1004.68 yuan
65438+April, 1002.08 (yuan)
1April, 999.48 yuan.
1April, 996.88 yuan.
1April, 994.28 yuan.
1April, 99 1.68 (yuan)
1April, 989.09 yuan.
150 month, 986.49 yuan.
15 1 month, 983.89 yuan.
152, 98 1.29 (yuan)
1may, 978.69 yuan.
1may, 976.09 yuan.
65438+May, 973.49 yuan.
156, 970.89 yuan.
1may, 968.3 yuan.
158 month, 965.7 yuan.
159, 963. 1 (yuan)
160 months, 960.5 yuan.
16 1 month, 957.9 yuan.
1June, 955.3 yuan.
1June, 952.7 yuan.
1June, 950. 1 (yuan)
1June, 947.438+0 (yuan)
1June, 944.438+0 (yuan)
1June, 942.438+0 (yuan)
1June, 939.438+0 (yuan)
169, 937. 1 1 (yuan)
170, 934.438+0 (yuan)
17 1 month, 93 1.438+0 (yuan)
172 month, 929438+0 (yuan)
1July, 926.72 yuan.
1July, 924. 12 (yuan)
1July, 92 1.52 yuan.
1July, 9 18.92 yuan.
1July, 9 16.32 (yuan)
1July, 9 13.72 (yuan)
1July, 9 1 1. 12 (yuan)
1August, 908.52 yuan.
18 1 month, 905.93 yuan.
1August, 903.33 yuan.
1August, 900.73 yuan.
1August, 898. 13 (yuan)
1August, 895.53 yuan.
1August, 892.93 yuan.
1August, 890.33 yuan.
1August, 887.73 yuan.
1August, 885. 14 (yuan)
190, 882.54 yuan.
19 1 month, 879.94 yuan.
192, 877.34 yuan.
193, 874.74 yuan.
1April 1998 872. 14 (yuan)
195, 869.54 yuan.
196 months, 866.94 yuan.
1July, 864.35 yuan.
198, 86 1.75 (yuan)
1September, 859. 15 (yuan)
10 month, 856.55 yuan.
2065438+ 10 month, 853.95 yuan.
February 85 1.35 (yuan)
March, 848.75 yuan.
846. 15 April (yuan)
In May, 843.56 yuan.
In June, 840.96 yuan.
In July 2007, it was 838.36 yuan.
In August, 835.76 yuan.
September, 833. 16 (yuan)
2 10 month, 830.56 yuan.
2 1 1 month, 827.96 yuan.
265438+February, 825.36 yuan.
265438+March, 822.77 (Yuan)
265438+April, 820. 17 (yuan)
265438+May, 8 17.57 (yuan)
265438+June, 8 14.97 (yuan)
265438+July, 8 12.37 (yuan)
265438+August, 809.77 yuan.
265438+September, 807. 17 (yuan)
220 months, 804.57 yuan.
2265438+ 10 month, 80 1.98 (yuan)
222 months, 799.38 yuan.
223 months, 796.78 yuan.
224 months, 794. 18 (yuan)
225 months, 7,965,438+0.58 yuan.
226 months, 788.98 yuan.
227 months, 786.38 yuan.
228 months, 783.78 yuan.
229,781.19 (yuan)
230 months, 778.59 yuan.
23 1 month, 775.99 yuan.
232 months, 773.39 yuan.
233 months, 770.79 yuan.
234 months, 768. 19 (yuan)
235 months, 765.59 yuan.
236 months, 762.99 yuan.
237 months, 760.4 yuan.
238 months, 757.8 yuan.
239 months, 755.2 yuan.
240 months, 752.6 yuan.