1. Generally speaking, it must be paid to the borrower's counterparty on the same day, but it may be impossible to pay on the same day due to the objective reasons of the customer. For example, the bank counter is closed, there is no staff when lending money, the bank can't release money today, and the loan applicant has to come back the next working day, that is, tomorrow.
2. When you entrust a payment account, you usually go to the company account first, and then transfer to the entrusted payment account. If you need to cross banks, it is estimated that it will take about half an hour. Of course, when you are in an emergency and need to transfer money to your counterparty, you go to the bank so late that the bank staff has already left work when you need to lend money. At this time, you can also apply to the bank for further repayment. As long as you have a kind attitude, under normal circumstances, bank staff will be convenient.
In our daily life, we hope that the process of entrusting credit is as follows. First of all, your entrusted payment contract should be clear and definite, and should also include relevant information such as transaction status, account name, account number and account amount; Then, you need to entrust the payment application. Entrusted payment can only be made after the borrower submits a written application, otherwise it cannot be made. The written application must include name, amount, account number, etc. If the payer is entrusted, it needs to be simple and clear. The bank will apply for entrustment according to this application.
Credit is a credit loan and one of the payment methods of bank loan funds. Through this payment method, the risk of misappropriation of loan funds in daily life can be reduced. As for the specific information, the bank will pay the loan funds to the borrower's trading partners according to the borrower's withdrawal application and payment authorization. The borrower can clearly see the terms of the loan contract when handling the loan. When the bank finds that the borrower's credit status is abnormal and the operating profitability is declining during the loan issuance process, it should negotiate with the borrower to supplement the loan issuance and payment conditions, or negotiate to change the loan issuance method. Banks have the right to stop issuing loan funds according to the contract signed before the loan.