If the overdue repayment of the loan principal and interest is less than 65,438+02 months from the actual loan date, the lender shall be paid a penalty of 65,438+0% of the loan principal in advance; If the principal and interest of the loan are repaid continuously and on time for more than 12 months (inclusive) from the actual lending date, there is no need to pay liquidated damages.

If part of the loan is repaid in advance, the minimum repayment application amount is 654.38 yuan+0,000 yuan, and it should be an integer multiple of 654.38 yuan+0,000 yuan.

Early repayment means that the borrower applies to the bank to repay part of his loan in advance, and guarantees that the loan will be repaid in the current month without being overdue last month; Pay off all or part of the loan in one lump sum according to the date stipulated by the bank.

Fengcheng city is a county-level city under the jurisdiction of Jiangxi Province, China, a sub-central city of Nanchang metropolitan area, and a county-level city directly under the jurisdiction of the province.