1. First, we open Baidu and search official website, the online service hall of the local housing provident fund management center. After entering official website, click the login button.
2. Click the login button, then click the personal password to log in, and enter the ID number, password and verification code as required. If the password is not changed, the initial password defaults to the last four digits of the provident fund account number plus two zeros.
3. After entering the main page, you can perform common query functions, such as personal details query, individual household query, repayment details query, etc. Just select the item you need to query.
4. If you want to use detailed query, you must select the specified date range. You can click on the calendar icon next to the start date and end date to make a selection, so as to conveniently query the time you need.
5. If you only need to inquire about general information, such as the balance of provident fund, monthly deposit amount, unit deposit ratio, etc. , then you can query in the individual household query panel.
Borrowers apply for loans too frequently or operate loans too frequently, which will increase personal credit risk. You can check the personal credit risk index in Winnie Hsin. The higher the risk score, the easier it is for the application to be rejected.
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How to find out how many mortgages are left in the provident fund loan?
If you want to know how much money you have left in your personal housing provident fund loan, you can take the following measures:
1. Telephone enquiry:
You can directly call the hotline of the entrusted bank and consult the bank customer service staff through the manual service channel. After verifying the identity information, the customer service staff will inform the query result.
2. Online banking/mobile banking inquiry:
Log in to online banking/mobile banking, find your own provident fund loan on the personal account page, and check the bill to find out.
3. Counter enquiry:
If there is a business outlet near your work and residence, you can directly bring your personal ID card, repayment bank card and other information to the business outlet to find the counter staff to apply for inquiry.
4, SMS query:
Generally, banks will send short messages to remind them a few days before the repayment date. The short messages usually include the repayment amount and the remaining loans. So, you can look through the short messages sent by the bank that you received in your mobile phone.
How to inquire about the progress of provident fund loans
Method 1: Call the bank directly, that is, call the salesman who handles the loan directly. This method is the most accurate, direct and fast. Basically suitable for all loans; \ Method 2: Call the customer service center of the lending institution to find out the loan progress. This requires lending institutions to have customer service centers, like banks, but some lending institutions often do not have special customer service centers; \ Method 3: Online inquiry \ For institutions that have already started online progress inquiry, they can directly inquire about the loan progress online. For example, CCB's mortgage can directly check the progress online.
How to check the progress of provident fund loans
There are five main ways to query housing provident fund:
1: inquire about the affairs hall window of the local housing provident fund management center.
2. Inquiries from local provident fund joint card handling units and banks.
3. nationwide, 12329 voice service hotline has been opened for inquiry.
4. Relevant provident fund network query interface.
5. You can log on to the website of the local provident fund management center.
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(1) Provident fund usually refers to housing provident fund, and sometimes also refers to company provident fund. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
(2) 2065438+65438 On October 20, 2005/kloc-0, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China issued the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on Relaxing the Conditions for Withdrawing Housing Provident Fund to Pay Rent, in order to protect the legitimate rights and interests of employees who have paid housing provident fund, improve the withdrawal mechanism of housing provident fund, improve the effectiveness and fairness of the system and promote development.
(3) According to the current provident fund management system in China, except for Beijing, Shanghai, Tianjin and Chongqing, individual housing provident funds in all provinces and regions of China are managed by the housing provident fund management centers of prefecture-level cities scattered all over the country. Therefore, local citizens need to inquire about the balance of individual housing provident fund, and also need to go to the corresponding housing provident fund management center for inquiry. For the convenience of the public, except for a few places (except a few), the online inquiry of provident fund has been realized.