If the credit is not good, you can borrow money to buy a car. However, in banks, the requirements for credit information are strict, and you need good credit. Users can find auto financing companies or private lending institutions, and the loan interest is higher than that of banks. Good loan records, that is, consumers with overdue records or excessive debts will basically fail. Once the credit is overdue for more than three months, it will enter the blacklist of the credit information system. If credit is to be restored, the central bank stipulates that bad records should be cleared at the end of bad behavior. So users can stop their bad behavior and get a car loan within five years.

Second, how to get a loan to buy a car on the credit blacklist?

If the credit information is not good, you can borrow money to buy a car, but generally you can't get a car loan in a bank, because the bank has strict requirements for credit information and needs good credit. Users can get car loans from auto financing companies or private lending institutions, but the loan interest of these lending institutions is higher than that of banks. Loan to buy a car, first of all, through the credit, credit record is good. In other words, consumers with overdue records or excessive debts can basically not pay back. Once the credit is overdue for more than three months, it will enter the blacklist of the credit information system. If the user wants to apply for a car loan in the bank, he needs to restore his credit. The central bank stipulates that bad records shall be kept for 5 years after the termination of bad behavior, and automatically deleted after 5 years. Therefore, users can stop their bad behavior, and then do not produce new bad records within 5 years, and can apply for car loans after 5 years.

Third, how do bank black households borrow money to buy a car? These three moves can be done just right.

Any model, down payment 10%, ID card and driver's license can be handled without checking anything, and the procedure is simple! hj 17970

Fourth, how can I borrow money to buy a car when my credit is black?

If you buy a car with black credit, you can borrow from a private secured loan company. Private secured loan companies pay more attention to users' collateral than the personal credit of lenders, so as long as everyone provides enough collateral, private secured loan companies will naturally provide loans to users, which is also a good way for friends with black credit.

After the credit information is hacked, you can also choose an Internet platform loan if you want to borrow. Now some internet platform loans do not need to check credit information.