Only when the new house is signed online can the loan be made. When buying a house with a loan, the bank will ask the buyers to submit the loan information for review first, and then enter the online signing procedure after confirming the qualification is ok. Online signing is the most common in the mortgage industry, aiming at making real estate transactions more transparent. After buyers apply for online signing, they usually have to wait for a period of time to apply for loan business. The situation of each bank is different, and it usually takes 2-6 months to get a loan.

After the online signing and filing is completed, if the buyer and the seller need to cancel, change or correct the registered commercial housing sales contract for various reasons, both parties must apply to the transaction registration agency for cancellation of the original contract filing business with valid documents and relevant registration materials.

Ready to buy a house:

1. Confirm loan amount: Before online signing, determine the maximum loan amount that the bank can provide. This can avoid finding that your loan is insufficient after online signing, which will affect the transaction process.

2. Know the loan interest rate: Before handling the mortgage loan, you should know the current loan interest rate so that you can make a better decision.

3. Prepare the purchase price: Before the online signing, you should prepare all the purchase price to ensure the smooth transaction.

4. Verify the house information: Before signing online, carefully verify the ownership and property rights of the house to ensure the legality and authenticity of the house transaction.

5. Find a reliable real estate agent: buying real estate requires a lot of professional knowledge. It is suggested to find a reliable real estate agent and get better help and advice.