Yes, the bank journal is the journal of monthly deposits and withdrawals in your bank card. The reason why the bank looks at your running water is to see whether you have stable income and repayment ability. As long as your monthly income in the running water is relatively large, it doesn't matter whether there is money in it when you print the running water of the bank. Information on loan processing:

Credit loan: ID card, proof of income, bank account, work address, company phone number, proof of residence.

Mortgage loan: ID card, household registration book, marriage certificate, income certificate, bank account number, real estate license, land certificate, (married with information of both husband and wife)

Second, private enterprises have made large loans from banks, with an estimated capital of 5-1billion. Is it easy to approve?

If you have high-quality assets as collateral, it is easy to approve them, otherwise it will be difficult. At present, the operating environment of small and medium-sized enterprises is not very good, and banks are very cautious in lending.

Three, private enterprises to apply for large loans from banks, the estimated capital of 5 billion 50- 10 billion yuan, easy to approve. ...

If your company is a big company like Huawei and Ali, there is still no problem. If it is only a tens of millions or hundreds of millions of enterprises, there is no hope. To borrow hundreds of millions of dollars, we must have sufficient fixed assets as collateral.