Company equity can apply for mortgage loan. Pledged loan refers to the loan issued by the lender with the movable property or rights of the borrower or the third party as collateral according to the pledge method stipulated in the Civil Code. The pledgor must enjoy the ownership or disposal right of the pledged property according to law, and make a written commitment to the bank to provide pledge guarantee for the borrower.

legal ground

Article 440th of the Civil Code of People's Republic of China (PRC)

The following rights that the debtor or a third party has the right to dispose of may be pledged:

(1) Bills of exchange, promissory notes and checks.

(2) Bonds and certificates of deposit.

(3) Warehouse receipts and bills of lading;

(4) Transferable fund shares and equity;

(5) Transferable intellectual property rights such as the exclusive right to use a registered trademark, patent right and copyright;

(6) Existing and future accounts receivable;

(7) Other property rights that can be pledged according to laws and administrative regulations.