The Industrial and Commercial Credit Department belongs to ICBC. Many people may not know much about ICBC's credit department, but it does belong to ICBC. Industrial and commercial loans are loans to industrial and commercial enterprises, and most of the funds issued by commercial banks are such loans. The repayment period depends on the needs of the enterprise. Approved and registered by the administrative department for industry and commerce (or competent department), enterprises (institutions) with People's Republic of China (PRC) nationality, individual partnerships, individual industrial and commercial households or natural persons with full capacity for civil conduct may apply for establishing credit relations and applying for loans.

1. Does the credit department of ICBC belong to ICBC?

Nowadays, many people have the demand for loan business, but there are too many online loan platforms, so we can't tell whether these loan platforms are true or not. However, some banks have actually launched this kind of loan business. If you are not comfortable with the online loan business, you can also choose to handle this kind of business in the bank. In fact, the risk is not that small, and it is relatively safe. If you have any questions in this process, you can also directly choose to go to the bank to ask the staff at the counter. Therefore, the credit department of ICBC is also a very good job, and many people want to work in banks. There is no doubt that the credit department of ICBC does belong to ICBC.

Second, the specific introduction

The credit department usually doesn't go to work on weekends, and the business department doesn't have holidays. The bank has a professional accounting department, and the credit department rarely touches the financial work, so the credit work is not accounting work, and the bank's credit work is similar. The two main tasks of the loan officer are to do a good job in the deposit and loan work of a single enterprise and to pay a return visit to customers after the loan. In fact, after the bank lends money, there will be post-loan work every month, and we can provide corporate financing and business operation for customers through personal visits and telephone contact.