1. Take back the temporary line. In JD.COM, if there is a temporary quota to be withdrawn, users can usually open the APP to see the pop-up page before the activities of 6 18 and double 1 1. Generally speaking, if Xiaobai Credit has a gift package, users can apply to increase the temporary quota.
2. Keep a good credit record. Whether the general limit can be raised depends mainly on the user's credit information. If the user's current credit information is not good, it is difficult to increase the loan amount, and the system will think that the user's risk is too high and will not increase the loan amount for the user. Maintaining good credit information will improve the security of user accounts and help increase the amount.
3. Use more white bars for consumption. If users don't often use the JD.COM White Line, the system will think that users don't need this line, won't mention it for them, and will allocate this line to users who consume more and more frequently.
4. Reduce liabilities. Unsuccessful withdrawal may be due to the high debt ratio of users themselves, which will make the system think that users have high repayment risk; Do not increase the quota for users, mainly to prevent funds from being recovered. For users with high debt ratio, it is necessary to reduce the debt ratio to improve the success rate of cash withdrawal.
5. Improve personal information. Perfecting personal information can also increase the number of IOUs in JD.COM. Users can improve their personal information in JD.COM account according to their own situation, such as adding occupation, income and other information, and provide more real and complete information, so that JD.COM platform can fully understand users' spending power and credit level.
The above is the introduction of JD.COM's IOU withdrawal method. Users can take corresponding measures to solve the cash withdrawal problem according to the actual situation. However, users should not blindly pursue high quotas, and spend reasonably within their own repayment ability to avoid bad situations.