1. Individual houses and business apartments are restricted for sale.

In order to prefabricate real estate speculation, investors make profits through short-term real estate speculation, which leads to rising house prices. Therefore, the Shenzhen government has introduced policies to restrict the sale of individual housing and apartments. Before, everyone had to pay business tax and other taxes for selling personal houses for less than 5 years. According to the New Deal, the house cannot be sold to the outside world within three years after we obtain the property right of commercial housing.

If we buy an apartment, then we need to obtain a five-year property right certificate before we can transfer ownership. Moreover, in order to strengthen the management of business apartments, business apartments built on all kinds of newly supplied land can only be rented, not sold.

However, the housing sales restriction policy does not include talent housing and housing-type commercial housing. If we have already bought a house before the New Deal and applied for an online sign, but haven't had time to apply for a real estate license, then the house we bought is not in the policy of prohibiting transfer.

2. Restrain divorce and buy a house

In order to avoid buying a house by fake divorce, the Shenzhen Municipal Government has improved the differentiated credit policy for divorce this time. If you want to buy a house through commercial loans or provident fund loans within two years of divorce, the bank will decide the down payment ratio and whether to lend according to the house under the family name before divorce.

For example, there was no house at home before the divorce, and there was no loan record in our name. Everyone only needs to pay a minimum down payment of 30%. But if we have a mortgage record in our name, the down payment ratio is as high as 70%. If the family owned a house before the divorce, even if there is no mortgage record in our name, a minimum down payment of 50% is required.

3. Sales by means of notarization and lottery.

Because of the shortage of housing in Shenzhen, the New Deal further adopted a purchase restriction policy. For example, for buildings with a large number of buyers, the government sells them as much as possible through notarization and lottery, which inhibits the real estate speculators' purchase behavior to some extent.

4. Enterprises are prohibited from buying houses.

According to the latest property market policy in Shenzhen, the government prohibits enterprises and institutions from buying commercial houses and second-hand houses. This policy not only gives individual buyers more opportunities to buy houses, but also prevents investors from buying houses and speculating in real estate in the name of enterprises.

In order to prevent individual buyers from buying multiple houses, families with Shenzhen hukou already own two or more houses, and are not allowed to buy commercial houses. If you are single, you can only own 1 apartment in your name. If you don't have a Shenzhen hukou and already have a house under your name, it is forbidden to buy a second house.