How to apply for provident fund personal loan?
Workers who have paid housing provident fund can apply for housing provident fund loans at the housing provident fund management center with their ID cards, marriage certificates, household registration books, income certificates, purchase contracts and original down payment invoices when purchasing, building, renovating or overhauling their own houses.
It should be noted that when applying for provident fund loans, it is usually necessary to meet the application conditions that the individual housing provident fund account has paid the housing provident fund in full for more than 6 months at the time of application, and has paid or invested not less than the prescribed proportion of down payment or self-raised funds. Please refer to the actual provisions of the deposit place for details.
In addition, according to the Regulations on Housing Provident Fund Management, the housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.