1. For Chinese buyers, the purchase price is not a problem, but China has a limit of only 50,000 US dollars per person per year. Buying and selling a house in the United States requires the buyer to provide proof of purchase price or bank loan, preferably in English. After all, not many Americans can read and understand Chinese. Do as the Romans do, and don't be defeated by details.

2. The United States is a place with transparent information. After being optimistic about a property, most agents will help the client do a price evaluation of the house and estimate the current value of the house in the nearby market. If the seller's asking price is too high, the agent will help the buyer negotiate the price. If the asking price is lower than the market price, the broker will help the buyer grab it quickly.

3. Many buyers deliberately nitpick in order to bargain. This approach is different from American culture. It’s customary in America to make an offer because you like the house. The reason for choosing to bid must be that after comparing with other houses, you feel that it meets the conditions or is the best.

4. There are differences between foreign loans and American loans: American loan conditions: credit, income, and job stability; foreign loan conditions: more self-prepared funds are required. Usually the requirement is around 40%-50%. Generally, you can get a loan of about 50-60%. Since each bank has different loan interest rates, the requirements for applicants are also different.

Down payment ratio for home purchases in the United States

1. Down payment for home purchases means that if you do not have enough funds to pay the entire payment before purchasing a house, you can pay it in installments, but you need to pay part of the payment first. This is so-called Partial payment refers to the down payment. So what is the down payment ratio for buying a house in the United States? Generally speaking, when buying a house in the United States, the down payment for non-U.S. residents is 50% of the house price.

2. The United States is a country where the ratio of housing prices to residents’ income is relatively reasonable. At the same time, housing prices in the United States are relatively higher than those in China, which has quickly led many Chinese to choose to buy houses in the United States. .

3. If you want to get a loan after paying the down payment, the conditions are more stringent than for Americans. The down payment must reach 50% of the house price, which is far more than the 20% for local Americans. Relatively speaking, consider Know your current situation.