Student loans generally start in August, and the admission notice is issued, so you can start processing.

Second, Hubei students' source loans

If your information is perfect enough, you certainly don't need to modify it. Information marked with an asterisk is required. In addition, if you fail to submit, you will be prompted to fill in the information. Personal information directly affects the following loan application form.

Three, Hubei province student loan business undertaken by urban and rural credit cooperatives.

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Four, Hubei Province student loan application process, Hubei Province student loan repayment login.

I. Processing time

1. Students who renew their loans (students who have obtained loans in previous years and continue to apply): July 25th to August 1 1 (excluding weekends).

2. New loan students (freshmen and students applying for loans for the first time): August1April-September 4 (except weekends).

Reminder: In order to avoid confusion and waiting in line for a long time, please renew students and new students to apply for loans at the specified time; Students who fail to renew their loans within the specified time due to special reasons can make up their loans from August 25th to September 4th after explaining the situation to the county-level student financial assistance management center.

Second, the loan amount

Full-time college students (including second bachelor's degree, higher vocational and preparatory students) apply for a loan amount of not more than 8,000 yuan per person per year, not less than 1 1,000 yuan;

The loan amount for full-time graduate students shall not exceed 1.2 million yuan and not be less than1.0 million yuan per year.

Third, information inquiry.

1, Provisions of Hubei Province on Handling Student-origin Credit Loan on 20 17. Source: Hubei Student Financial Assistance Network

2. Questions and answers on the student-origin credit loan in Hubei Province and instructions on the use of Alipay (all students applying for loans). Source: Hubei Student Financial Aid Network, on-site inspection of student source credit student loan in county-level education bureau funding center.

3, the National Development Bank student repayment guide. Source: Student-origin credit student loans are collected free of charge at the student aid center of the county education bureau. Please keep it for a long time after receiving it. You can also check it on "Hubei Student Aid Network".

4. The on-site address and contact telephone number of students from counties, cities and districts who apply for student-origin credit student loans can be viewed on the Hubei Student Financial Assistance Network.

Fourth, the preparatory work

(1) Renewing the loan

1. loan extension statement: log in to the student credit loan information system of China Development Bank/submit my loan extension statement, which will be reviewed by the school. For special reasons, if students fail to enter the extension statement before the on-site processing time or colleges and universities fail to complete the examination and approval of the extension statement, they can enter and review it in the county financial aid center.

2. Material preparation: original application form signed by the borrowing student or * * * with the borrower 1 copy, without official seal. If * * * and the borrower sign, it should be: student's name (* * * and the borrower sign).

After graduating from junior college or undergraduate course, graduate students are admitted to apply for loans. Due to the change of school information, a written application should be submitted to the county education bureau funding center, and the original and photocopy of the admission notice should be provided. The financial aid center of the county education bureau will apply for the change of school information and repayment plan in the system. After the school information is changed, the loan extension formalities can be handled, and the application for repayment plan change will take effect after it is approved by the China Development Bank.

(2) New loans

Freshmen:

1, the original and copy of the admission notice1;

2. 1 Copy of the original application form signed by the borrower and stamped with the official seal of the village (neighborhood) committee. The application form is derived from the online system of students with loans from their places of origin, and it is not allowed to be filled in manually except for the column of signature and qualification examination. Borrowing students who pass the pre-application need not affix any official seal on the application form (for students who pass the pre-application, the system will export the "pre-application for senior high school" as "applied");

3 students and borrowers (parents or other legal guardians, etc.) and a copy of the original ID card. ), as well as the original account book;

4. Relevant notification materials for paying tuition and accommodation fees in colleges and universities (non-essential information, it is recommended that freshmen bring this information to facilitate the filling of loan amount).

Students at school:

1, 1 Original and photocopy of the student ID card (if the student ID card is lost, the original student ID card issued by the school shall be used instead).

2. 1 original application form signed by the borrowing student himself and stamped with the official seal of the village (neighborhood) committee (the application form comes from the online system of student-origin loan students, and cannot be filled in manually except the signature);

3 students and borrowers (parents or other legal guardians, etc.) and a copy of the original ID card. ) (ID card is copied on a piece of A4 paper on both sides), and the original household registration book (if the student's household registration has moved out, but the household registration book does not indicate the information of moving out, the household registration certificate issued by the township/street police station is required).

* * * The borrower shall meet the following conditions:

(1) In principle, it should be the parents of borrowing students;

(2) If the parents of the borrowing students lose their ability to work or have capacity for civil conduct due to special circumstances such as disability or illness, other close relatives of the borrowing students can be used as * * * borrowers;

(3) If the borrower is an orphan, the borrower is another legal guardian, or a natural person with full civil capacity who voluntarily shares the repayment responsibility with the borrower.

(4) If * * * is not the borrower's parents, in principle, its age is over 25 years old and under 60 years old;

(5) The borrower who has not settled the student credit loan (or college student loan) of Development Bank cannot be the same borrower as other borrowers.

(6) Students' pre-university household registration and borrowers' household registration are in the county (city, district).

Verb (abbreviation of verb) online application

1, log in to the system.

Renew the loan:

Website/,if there is something wrong with the security certificate of this website, please ignore it and select "Continue to browse this website".

(1) Click on the website, and select "Student-origin Student Loan" in Please Select Your Loan Type.

(2) Enter the ID number and password to log in to the system. If the ID number cannot be logged in, please click "Select User Name to Log in". If the login password is wrong, select Reset Password at the bottom of the login box.

(3) Improve personal information (including contact information, etc. ). If the contact information changes from the existing contact information in the system, click the "Change Personal Information" button on the left side of the system interface to modify the contact information.

New loans:

Website/,if there is something wrong with the security certificate of this website, please ignore it and select "Continue to browse this website".

(1) Click on the website, and select "Student-origin Student Loan" in Please Select Your Loan Type.

(2) Click "Register".

(3) After carefully reading the terms of the registered user agreement, click "Agree".

(4) Enter the name (no space in the middle), the real and valid ID number of 18, and select the funding center where the loan is handled (if "city" is not in the list, you can choose the administrative division directly under the provincial government at the county level; If the district is not in the list, you can choose "Municipal District". For example, students who want to apply for student-origin student loans in Jiang 'an District of Wuhan should choose Hubei Province, Wuhan City, Jiang 'an District and Wuhan Jiang 'an District Student Financial Assistance Management Center in turn.

(5) Enter the "graduation middle school". If the system has been set, select directly.

(6) Enter the information of the school, click "Select University" after "University Name", enter the name of the school, click "Query", click the "Select" button in front of the university, and click "OK". Enter "Department Name", "Specialty Name" and "Specialty Category" in turn (please refer to the attachment "Specialty Category" to fill in), and enter the student number, enrollment year, academic system and education background. (Note: 1, the name of the university, the name of the department and the name of the major should be filled in strictly according to the contents of the notice; 2. The student number of newly admitted students can be left blank; The year of admission is the time to enter the university, that is, the time to enter the freshman stage).

(7) Click Next to set the login name, password and security information. (Login name and password are used to log in to the system. Please keep in mind after registration. It is recommended to set the password to be easy to remember. After setting, write it down in a notebook or mobile phone address book. Security information is used to retrieve passwords and protect personal information. Please fill it out. It is very important to remember the password.

(8) Enter personal information, communication information, family information and contact information in turn.

Among them, "contact information" refers to the information of other family members, relatives and friends who live in the local area except the borrower. It is mainly used to contact the borrower through the contact person when the borrower and the borrower cannot be contacted directly. The contact person has no identity restriction, does not assume the guarantee responsibility, and only assists the loan management as a loan witness. Please fill in the loan truthfully and inform the contact person of the loan.

Fill in the above information as completely as possible so as not to affect the loan approval. Click "Submit" after all the information is filled in. The student is responsible for refusing to approve the student loan due to incomplete information (note: the method of filling in the contact number is area code plus number, such as 02788888888, and the following methods are the same).

(9) The page will pop up a prompt of "successful registration". Click "Back" and enter your ID number and password (corresponding to the newly registered user name) to log in to the system. If the ID number cannot be logged in, please click "Select User Name to Log in". If you really can't remember the login password, please select "Reset Password" at the bottom of the login box.

Method 1: Find your own password.

Click on the hyperlink "Forgot your password, you can reset your password through the password prompt question" in the lower right corner of the student online service system login page. Select "Answer the system question to retrieve the password", enter the borrower's ID number, QQ number reserved by the system and a contract number, and enter the new password and confirm it. Or select "Retrieve the password according to the password prompt question", enter the correct answer to the prompt question, and then enter the new password and confirm.

Method 2: Call the student loan call center at 95593 to reset the password.

Call the hotline of the National Development Bank's student loan call center at 95593, and the staff will reset the password online after checking the relevant information.

(10) After logging into the system, you can modify the above information such as "Personal Information" and "School Information". Click Submit after modification.

Step 2 Apply online

(1) Click "Loan Application" in the selection bar on the left and click "Add".

"Loan amount": the application amount should be "tuition and accommodation fee" in principle, which should not exceed 8,000 yuan for undergraduate students and12,000 yuan for graduate students.

"Loan life": the longest loan life is 20 years, and the specific calculation method is: freshman = academic system 13 (fill in 20 if the calculation result is greater than 20); College students = length of schooling-years of study 13 (if the calculation result is greater than 20, fill in 20). At least five years.

Select "Reason for applying for loan" and enter "Reason Description" in turn. In order to facilitate the county-level financial aid center to understand the family situation of students, it is suggested to describe the specific situation of family financial difficulties in detail as much as possible;

Issuer, date of issuance, contact person and contact phone number of the loan voucher (if the issuer's name, date of issuance, contact person and contact phone number cannot be determined when entering the above information, it can be left blank temporarily. After the application form is printed, the village committee (neighborhood committee) can fill it in with a pen when it is stamped, and then the contact person and contact information can be recorded.

(2) Input the information of * * * with the borrower: New loan students can directly choose to add * * * with the borrower. In principle, * * and the borrower must be the parents or immediate family members of the students, and * * and the non-parent borrower should be 25-60 years old.

Students who renew their loans can choose the original borrower from the drop-down box or add a new borrower. If new borrowers are added, they need to sign contracts with new borrowers.

(3) Account information, the settlement institution selects "Alipay (Hubei)" (Note: After the loan application is accepted, the Alipay account number will be automatically generated when the contract information is entered and printed on the contract, so that students can know their Alipay number in the contract. Please refer to the website of Hubei Student Financial Assistance Management Center for the operation of Alipay. The initial password of Alipay account generated by the first loan application is printed on the lower part of the loan acceptance voucher. Please modify it in time and keep it in mind after logging in. This Alipay account is a special account for student loans from students, which is deducted by Alipay Company, and is specially used for loan issuance and return, and cannot be used for other transfer payments).

There is already an Alipay account for loan renewal.

Step 3 print the application form

After filling in the loan application materials, click Submit, and a prompt will pop up, indicating that the application has been submitted successfully. Click Return, click Select, select the listed application form, and then click Export Application Form. After saving as a word document, 1 application form will be printed directly. (The application form must be exported from the system after it is filled in, and manual filling or self-editing is not allowed after the blank form is exported). The loan students who apply for the first time and did not participate in the pre-application will take the application form to the village (neighborhood) Committee to affix their official seals in the column of "Qualification Examination", and fill in the name of the qualification examination unit, the contact person of the examination unit and the contact telephone number.

The column of "Students who have renewed their loans and passed the pre-application for high school" in the application form derived from the system does not need to be stamped.

Note: When printing the application form, please don't go to the system to change the content of the application form (the academic information on the application form and the contents signed by the borrower and the borrower should be consistent with the system display). If it is really wrong, you need to modify the content of the application form in the system. After the modification, you must re-export and print the application form, and you must not directly alter it. Otherwise, the loan will not be approved because the information in the system is inconsistent with the information in the application form.

4. On-site treatment

Renew the loan:

(1) On-site application: The student or * * * together with the borrower will apply on-site at the Student Financial Assistance Management Center of the Education Bureau (no official seal is required) (see the website of Hubei Student Financial Assistance Management Center for contact information and address). If students don't fill in the renewal statement online and go directly to the county financial aid center for loans, they can ask the county financial aid center to enter the renewal statement on their behalf.

(2) Qualification examination: The Student Financial Assistance Management Center of the Education Bureau examines the application materials.

(3) Pre-signing the contract: after the approval of the county-level student financial assistance management center, sign the loan contract (in quadruplicate). The parties present sign the loan contract, and sign the names of the borrower and the borrower respectively, and indicate the signer at the signature.

If the student's "Zhang San" is handled on site, Zhang San should be signed at the borrower's signature position and Li Si (Zhang San Qian Dai) should be signed at the borrower's signature position. It is forbidden for others to sign the loan contract instead of the party present.

New loans:

(1) On-site application: Students hold other materials required in the application form and "II". Material preparation "according to the specified time (see the website of Hubei Student Financial Assistance Management Center for contact information and address).

(2) Qualification examination: The Student Financial Assistance Management Center of the Education Bureau examines the applicant's information.

(3) On-site assessment: the new loan applicants are assessed for loan knowledge, and the assessment content is based on the Key Knowledge Questions and Answers of Student-origin Credit Student Loan in Hubei Province (see Annex).

(4) Pre-signing contract: The Student Financial Assistance Management Center of the Education Bureau signs a loan contract with students and borrowers (in quadruplicate), with each student and borrower holding 1 copy.

The signatures of loan students and borrowers should be as neat as possible, consistent with the system and contract information, and be careful not to miss the date. After the contract is signed, please don't go to the system to change the contract content. If it is really wrong, you need to modify the contract content in the system. After modification, the contract must be re-printed and signed, and the contract shall not be directly altered. Otherwise, the loan will not be approved because the information in the system is inconsistent with the information in the contract.

(5) Print the receipt: The Student Financial Assistance Management Center of the Education Bureau prints the loan acceptance voucher (see the attachment "Acceptance Voucher Template" with a check code, which needs to be submitted to the university) and gives it to the students. Students cut off the upper part and give it to the university, and the lower part of Alipay password is kept by themselves. If the check code of the receipt is lost, the receipt will not be entered and the loan will not be approved.

5. School registration

Students hold the loan contract and loan acceptance certificate to go through the registration formalities at the university student financial assistance management center, hand in the first half of the acceptance certificate, and enter the electronic receipt in the university. (Deadline 10, 10. If the receipt is not entered within the time limit, it will be regarded as giving up the loan. )

6. Lending approval

County-level funding centers collate student loan contracts, further verify relevant information (including family information and contact information of loan students), and send the collected materials to Hubei Branch of China Development Bank.

Step 7 lend money

After the approval of China Development Bank (about165438+1mid-October), the loan funds will be transferred to the Alipay account of the loan student, and the tuition and accommodation fees will be transferred to the university according to the amount on the student receipt, and the excess funds will be retained in the Alipay account. If Alipay is displayed as an unavailable balance, you need to log in to Alipay after real-name authentication.

During the period from loan application to loan approval and issuance (165438+1mid-October), the applicant can log in to the online system of student-origin credit student loan of China Development Bank at any time to inquire about the loan situation; After the loan is issued, students who apply for the loan can log in to Alipay to inquire about the loan funds according to the Alipay account number on the contract. According to the requirements of the China Banking Regulatory Commission and the People's Bank of China on Internet financial supervision, students applying for loans are required to carry out real-name authentication as soon as possible after the loans are received. (1. Open Alipay and click Account Settings. 2. Click "Authentication Now" in real-name authentication. 3. Click "Apply Now". )

Students who apply for loans can call the National Unified Consultation Telephone No.95593 of China Development Bank for consultation at any time or visit the Hubei Student Financial Assistance Network () or the website of China Development Bank for relevant policies. If students and parents have any complaints about the local loan, they can report to the Provincial Student Financial Assistance Management Center in time, and contact telephone number (027-87328025).