I borrowed 654.38 million yuan from Agricultural Bank of China. How much do I pay back every month for 20 years and 30 years?

According to the current benchmark interest rate of bank loans, the monthly mortgage payments for 20 years and 30 years are as follows:

20-year matching principal and interest repayment method:

The total loan is 100000.00 yuan.

Number of repayment months: 240 months

The monthly repayment is 682.25 yuan.

A total of 63,740.38 yuan of interest was paid.

Total principal and interest 163740.38 yuan.

20-year average capital repayment method;

The total loan is 100000.00 yuan.

Number of repayment months: 240 months

The repayment in the first month is 866.67 yuan.

Decreasing monthly: 1.88 yuan.

Total interest paid is RMB 54,225.00.

Total principal and interest 154225.00 yuan.

30-year equal principal and interest repayment method:

The total loan is 100000.00 yuan.

Repayment months: 360 months

The monthly repayment is 56 1.53 yuan.

Total interest paid 102 15 1.09 yuan.

The total principal and interest is 202 15 1.09 yuan.

30-year average capital repayment method:

The total loan is 100000.00 yuan.

Repayment months: 360 months

The repayment in the first month is 727.78 yuan.

Decreasing monthly: 1.25 yuan.

A total interest of 8 1225.00 yuan was paid.

Total principal and interest 18 1225.00 yuan.