Question 1: Can I get a loan with my social security card? Generally speaking, the normal loan relationship depends on personal credit, repayment ability and guarantee conditions. The social security card can only prove your identity and your participation in social security. I don't think you can apply for a loan with only one social security card.
Question 2: Can I get a loan with my social security card? Generally speaking, the normal loan relationship depends on personal credit, repayment ability and guarantee conditions. The social security card can only prove your identity and your participation in social security. I don't think you can apply for a loan with only one social security card.
Question 3: Can I get a loan with my social security card? Social security cards can't be lent out.
I. Conditions for applying for bank loan business:
1, a natural person aged 18 to 65 years old;
2. The actual age of the borrower plus the loan application period should not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information, no bad records, and legal use of the loan;
5. Meet other conditions stipulated by the bank.
If you meet the above conditions, you can apply for a loan business at a local bank.
II. Materials to be prepared for handling bank loans:
1, valid ID;
2. Permanent residence or valid residence certificate and fixed residence certificate;
3. Proof of marital status;
4. Bank flow;
5. Proof of income or personal assets;
6. Credit report;
7. Loan use plan or statement;
8. Other information required by the bank.
Question 4: Can I get a loan with my social security card? I can apply for a social security loan.
Social security can be loaned, but it must meet the conditions of social security loans. Social security loans belong to personal credit loans. Therefore, if the current credit information is poor or overdue, it is impossible to apply for or suspend social security loans, and the loan amount is determined according to the base of social security deposits. Different deposit bases and loan approval amounts are different.
Conditions for social security loans:
1. Lender 18-65 years old;
2. Social security has been paid continuously for more than 18 months without interruption;
3, the monthly deposit base of more than 4000;
4. Good credit information;
5, can provide verification telephone;
The maximum loan amount is 500,000.
Deposit-based machine restrictions:
The range of 1 and 4000-6000 is 24 times of the deposit base;
More than 2.6000 yuan is 30 times the deposit base.
Application process:
1. Go to the lending institution to consult the social security loan;
2. According to the requirements of the lending institution, prepare the application materials for social security loans, usually identity certificates, residence certificates, work certificates, income certificates and social security certificates;
3, fill in the loan application form, submit the application materials, put forward a written application for social security loans;
4. Lending institutions conduct strict examination and approval in accordance with relevant regulations;
5. The lending institution signs a loan contract with the borrower;
6. Lending institutions issue loans
7. The borrower repays the loan according to the contract.
Application materials:
1, proof of the identity and marital status of the borrower;
2. Proof of work income;
3. Pay social security certificate;
4. Other information required by the bank.
Question 5: Can the social security card go directly to the bank for loan?
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Question 6: Can social security cards be used for loans? Conditions for loan processing:
1, a citizen of China, with a permanent residence in China and a permanent residence in the local town, with full capacity for civil conduct, 18-65 years old;
2. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
3. Abide by laws and regulations, and have no illegal acts and bad credit records;
4. The purpose of the loan is clear, in line with state regulations, and relevant certificates can be provided;
5. Other conditions stipulated by the bank.
Question 7: Can banks use social security cards for loans? No loans.
Loan conditions refer to what conditions the object has to obtain a loan, which is a specific requirement for the loan object. Any enterprise within the "object" and meeting the requirements of "conditions" can obtain bank loans.
Question 8: Can social security cards be used for loans? At present, social security has been paid normally for six months. Not allowed on 1-5 every month, allowed at other times.
Question 9: Can I get a loan with my social security card? This is not a necessary condition.
Mainly mortgage loans
You can usually get a loan.
However, only by paying the provident fund can you apply for provident fund loans.
Question 10: Can I get a loan with my social security card? How to deal with it? You can do it by looking for a regular credit company, ID card and credit information. Which city are you from?
Can social security be loaned?
If the loan cannot be obtained, the lending institution will check the borrower's repayment ability when issuing the loan. At this time, if the borrower can only provide a social security card, it will not be able to prove its repayment ability.
If the borrower wants to apply for a loan, he should provide a social security card, and loan materials such as work certificate, income certificate, personal ID card and bank account issued by the unit. Provide the above loan materials to the lending institution and pass the examination before handling the loan. Residents who have paid premiums for more than one year can apply for "social security consumer loans" at any outlet of China Merchants Bank, which can be used for car purchase, decoration, study abroad, tourism, consumption and other purposes; Moreover, the loan amount is relatively high, which can basically meet various normal consumption needs; The loan amount can be recycled and repaid when borrowing.
Extended data:
Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.
The Social Security Card of the People's Republic of China is an integrated circuit (ic) card which is uniformly planned by Ministry of Human Resources and Social Security and issued to the society by local human resources and social security departments. It is used in various business fields of human resources and social security.
References:
Social Security Card _ Baidu Encyclopedia
Can I get a loan with my social security card?
Social security cards can be lent out, but certain conditions need to be met. The prerequisite for us to have a social security card is that we must participate in social security according to relevant rules. The main function of social security card is to realize the reimbursement of medical expenses.
Anyone who knows something about social security should know that the payment of social security is compulsory. When people go out to work, enterprises must buy social security for on-the-job employees, but not all people who buy social security can use social security to make loans. Social security loan is the same as many credit personal loan products in the market, and it also has the characteristics of unsecured and unsecured loans.
What conditions do I need to meet for social security card loans?
1. The borrower has reached the age of 18-60, that is to say, he has reached the age at which he can purchase social security, and has also purchased social security according to relevant rules;
2. The borrower has a good credit record, and generally everyone needs to have a good credit record to borrow money anyway;
3. The borrower has a stable job, income and corresponding repayment ability, so that he can repay the loan on time after borrowing;
4. Meet the relevant requirements of lending institutions for social security. Different social security lending institutions may have different requirements. You can ask in advance;
5. Other conditions of the lending institution.