Hello, whether you buy a house by loan or in full, the taxes and fees you need to pay are the same. In the sale of second-hand houses, many sellers require a net price, so buyers need to bear the taxes of both buyers and sellers.

The seller needs to pay:

1. National handling fee: 3 yuan * per square meter.

2. Individual tax: transaction price * 1% (if it is the only house of the seller and it has been 5 years, it can be exempted).

The buyer needs to pay:

1. National handling fee: 3 yuan * per square meter.

2. Property registration fee: each set of 80 yuan.

3. Surveying and mapping fee: each set of 20 yuan.

4. Land certificate fee: 20 per set.

5. Add property owner: each person 10 yuan (more than one person 10 yuan).

6. Deed tax:

A. The only house for a family needs to be paid: less than 90 square meters1%; 90- 144 m2 (including 144 m2) is1.5%; /kloc-3% over 0/44 square meters

B.2 sets need 3% regardless of the area.

For the first suite, the seller does not charge any fees, but has to pay the public maintenance fund, which is about 2%-3% of the total house price. There are other expenses that developers must pay.

Hope to adopt, thank you.