Lenders can borrow 654.38 million yuan by providing mortgage or guarantee to rural credit cooperatives. What needs to be known is that the loans of rural credit cooperatives belong to, under normal circumstances, the amount will not exceed 50,000 yuan.

For large loans, the lending bank or company needs to check the customer's credit information, including whether the customer's credit rating is illegal. For self-employed and small and medium-sized enterprises, it is also necessary to investigate their operating conditions.

Second, can rural credit cooperatives get 65,438+10,000 yuan?

You can't.

The Measures for the Administration of Bank Cards have corresponding provisions on this:

Forty-fifth card-issuing banks should follow the following credit card business risk control indicators:

(1) The single overdraft amount of the same cardholder shall not exceed 20,000 yuan (including the equivalent value) for individual cards and 50,000 yuan (including the equivalent value) for unit cards.

(2) The monthly overdraft balance of an individual card in the same account shall not exceed 50,000 yuan (including the equivalent value), and the unit card shall not exceed 3% of the comprehensive credit line granted by the issuing bank to the unit. The monthly overdraft balance of a company without comprehensive credit line cannot exceed 654.38+10,000 yuan.

Extended data:

Relevant laws and regulations of the Measures for the Administration of Bank Cards:

Article 28 The People's Bank of China is responsible for coordinating and arbitrating disputes over the opening and use of bank accounts, supervising and auditing the establishment and opening of bank accounts, correcting and punishing acts violating the provisions of these Measures, and issuing and managing account opening licenses. The account opening permit shall be uniformly made by the head office of the People's Bank of China.

The bank that opens an account is responsible for reviewing the opening and closing of accounts in accordance with the provisions of these Measures, correctly handling the opening and closing of accounts, establishing and improving the registration system of overhead households, establishing account management files, and regularly reconciling with depositors.

Twenty-ninth bank to cancel the basic deposit account, open or cancel the general deposit account, temporary deposit account and special deposit account, it shall report to the local branch of the People's Bank of China within 7 days from the date of opening or cancellation.