1, urban laid-off workers

; 2. Urban unemployed demobilized soldiers

; 3. Registered unemployed people in cities and towns

; 4. College graduates who have graduated for more than half a year and are still unemployed after being recommended.

5. The loan object must be a China citizen who has a fixed residence and permanent residence in the local town and has full capacity for civil conduct.

6, the loan object must be within the legal working age, healthy, honest and trustworthy, with entrepreneurial will, with certain labor skills.

7, law-abiding, honest and trustworthy, no illegal acts and bad records.

8. The projects invested by the established economic entities conform to the relevant national laws, regulations and policies, and have obtained the industrial and commercial business license and tax registration certificate.

9. Those who have enjoyed the preferential policies for small secured loans will no longer enjoy the preferential policies for small secured loans.