2. Home improvement loans, also known as decoration loans, refer to personal credit loans launched by banks or consumer finance companies for the purpose of family housing decoration, that is, unsecured credit loans. In principle, the single loan amount of personal housing renovation loan issued by the bank shall not exceed 654.38 yuan +0.5 million yuan, and shall not exceed 50% of the total cost of renovation project. At present, there are two kinds of home improvement loans and a credit card installment form to apply for, as follows:

(1) Apply for personal credit loan decoration.

(2) personal consumption loan decoration loan. The consumer loan here refers to the secured mortgage loan, that is, the consumer loan applied for by the mortgage of real estate.

(3) installment credit card home improvement.

(4) In addition to the traditional bank loans, loans from consumer finance companies are also one of the options.

3. The interest of each bank is different in different time periods. Please consult the next bank for specific suggestions.