In collective trust, trust and investment companies can manage trust funds separately for customers as needed, or jointly manage the funds of different customers for the same trust purpose. This kind of fund trust is called collective fund trust.

A single trust refers to a trust company that accepts the entrustment of a single principal and manages and uses monetary funds separately according to the management method determined by the principal or by the trust company on its behalf.

2. Different in nature

Nature of single trust: difference: the principal of single fund trust has different risk preference and yield requirements, so the term requirements are also different. These individual problems can be reflected in different trust contracts. Therefore, the difference characteristics of single fund trust contracts are very obvious. Privacy: A single trust has complete privacy.

The nature of collective trust: there are a large number of small and medium-sized investors who invest in collective trust, which has a wide social impact, but their ability to resist risks and bear losses is weak. Therefore, protecting the interests of investors is the primary design principle of collective trust.

3. Different privacy

When promoting products, the collective fund trust business publishes public information through the website of the trust company and the counter of the bank, while the information of the single fund trust business does not need to be made public and is completely private.

Baidu Encyclopedia-Single Fund Trust

Baidu Encyclopedia-Collective Fund Trust