More and more people are buying houses in Taiyuan. Many people are eager to know more about the purchase restriction policy for house buying in Taiyuan. In order to have a deeper understanding of house buying, we need to pay more attention to these issues. If you have knowledge in this area, let’s join the editor to learn about Taiyuan’s policies for buying houses!

What are the purchase restriction policies for buying houses in Taiyuan?

1. Local household registration: Anyone with Taiyuan household registration House buyers with local household registration in the city can only purchase a maximum of two houses as a family, and re-application for house purchase will not be approved;

2. Foreign household registration: those who do not belong to Taiyuan City household registration need to provide Contact Taiyuan to provide proof of social security or tax payment for more than six months. A single household can only purchase one house;

3. Purchase restrictions but no sales restrictions: For newly purchased houses, the purchase date will be valid from the date of acquisition. Can be traded and transferred, no sales restrictions.

House purchase loan regulations

1. First home loan:

The down payment ratio shall not be less than 30%, and the loan interest rate shall be based on the benchmark interest rate.

2. Second home loan:

The down payment ratio should not be less than 40, and the loan interest rate should not be lower than 1.1 times the benchmark interest rate.

Other housing price control policies

1. The price of fully decorated commercial houses will be separated from the rough price, and developers are not allowed to raise housing prices in disguised form by increasing decoration prices. The online contract must specify the unit price of the rough material, the total price of the rough material and the total price of the full decoration. After the online contract is signed, a separate decoration contract will be signed with the home buyer.

2. For commercial housing on sale, real estate development companies and sales agents are not allowed to forcefully bundle sales of parking spaces, storage rooms and other housing ancillary facilities.

3. The seller shall not charge any consulting fees, agency fees, group purchase fees, membership fees, etc. from the home buyers to raise the house prices in disguised form.

Editor’s summary: From the above, we know Taiyuan City’s policies and other housing price control policies. For those who want to buy a house in Taiyuan, it is still necessary to learn more and compare the current policy changes. It's relatively large, but you can't suffer a big loss just because you don't understand the policy.