Equal monthly repayment
The total loan amount is 400,000 yuan.
Repayment months: 360 months
The monthly repayment is 2026.74 yuan.
A total of 329,626.85 yuan of interest was paid.
The total principal and interest is 729,626.85 yuan.
Reduce the monthly repayment
The total loan amount is 400,000 yuan.
Repayment months: 360 months
The repayment in the first month is 2611.11yuan.
Decreasing monthly: 4. 17 yuan.
Total interest paid is RMB 270,750.00.
The total principal and interest is 670,750.00 yuan.