Legal analysis: Can get a loan.

Legal basis: "Interim Measures for Personal Loans" Article 11 A personal loan application shall meet the following conditions: (1) The borrower is a citizen of the People's Republic of China with full capacity for civil conduct or a national Relevant stipulated overseas natural persons; (2) The purpose of the loan is clear and legal; (3) The loan application amount, term and currency are reasonable; (4) The borrower has the willingness and ability to repay; (5) The borrower's credit status is good, No major bad credit record; (6) Other conditions required by the lender.