1. Can foreigners without household registration and social security buy their first home in Jiaxing?

Maybe.

2. What is the policy for non-locals buying houses in Jiaxing in 2018?

Most people do not want to develop in their hometown, but hope to go to their favorite city to strive for development. After that, I will buy a house and settle down, but buying a house needs to be carried out according to the local house buying policy. So what is Jiaxing’s house buying policy for non-locals in 2018? Let’s take a look with the editor below.

What is the policy for non-locals buying houses in Jiaxing in 2018

1. Purchase restriction policy

In Nanhu District, Xiuzhou District and Economic Development Zone in Jiaxing City, Families who do not have a household registration in Jiaxing can only purchase one house, including newly built commercial housing and second-hand housing. That is to say, the sale of housing, including newly built commercial housing and second-hand housing, to households who own one or more houses and do not have a household registration in Jiaxing City is temporarily suspended.

2. Loan restriction policy

In Nanhu District, Xiuzhou District, and Economic Development Zone of Jiaxing City, a loan restriction policy is implemented, the contents are as follows:

(1) If a commercial loan is used to purchase a first home, the down payment ratio required by households with a Jiaxing City household registration cannot be less than 30%, while the down payment ratio required by a household without a Jiaxing City household registration cannot be less than 30%. Below 50.

(2) If a commercial loan is used to purchase a second house, then if a household with a Jiaxing registered permanent residence and owns a house needs to apply for a commercial loan again to purchase a house, the proportion of down payment required It cannot be lower than 50.

3. Sales restriction policy

(1) Households that are not registered in Jiaxing City and have not obtained the housing real estate certificate for more than two years cannot be listed for sale and transfer transactions, nor can they be listed for sale or transfer. Can handle transfer notarization procedures.

(2) Residential households that have a household registration in Jiaxing City and own one or more houses have newly purchased a house and have obtained the housing real estate certificate less than 2 years ago. They are not allowed to go on the market for sales and transfer transactions, and they are not allowed to handle it. Transfer notarization procedures.

When buying a house, you must know whether you are qualified to buy a house and understand the relevant house buying policies. The above is the editor’s introduction to Jiaxing’s policies for foreigners buying houses in 2018. Friends who want to buy a house in Jiaxing can learn more about it.

3. Are there any requirements for foreigners to buy a house in Jiaxing?

The conditions for buying a house in Jiaxing are: having a legal and valid identity certificate (resident ID card, household register or other valid identity certificate) and marriage status certificate; having a good credit record and willingness to repay; having a stable Source of income and the ability to repay the principal and interest of the loan in full and on time; have a sales (pre-)sale contract or letter of intent for the purchased house; have the ability to pay the first installment of the purchased house; open a personal settlement account in the bank; be recognized by the lender effective guarantee.

IV. Conditions for foreigners to buy a house in Changsha 2022 policy

For foreigners to buy a house in Changsha in 2022, the following conditions are required

1. The buyer must have a legal and valid ID card and Identity proof such as household registration book;

2. Foreign household registration, a family can buy a house locally, and must provide three consecutive years within five years

3. Whether it is a new house Or buy a second-hand apartment?

4. The home buyer must have a down payment equal to 30% of the total purchase price;

5. The home buyer’s family members must not have purchased a house in other places. Records;

6. Home buyers must have good credit and stable income.

Legal basis: "Article 367

To establish the right of residence, the parties shall adopt a written agreement.

Residence rights agreements generally include the following terms:

(Hu Nayi) the name of the party concerned or

(2) the location of the residence;

(3) Conditions and requirements for residence;

(4) Period of residence;

(5) Methods for resolving disputes.

What materials are needed to buy a house

1. Marriage certificate and ID card of both married couples

2. Copy of the applicant’s ID card;

3. Original income certificate of the applicant;

4. Deposit of provident fund of the applicant