I. Definition of corporate business

Refers to all kinds of business handled by commercial banks for corporate customers. In other words, all businesses handled by banks are corporate businesses.

Second, the category of corporate customers.

Company customers include enterprises, institutions, military, hospitals, government agencies and so on.

Three. Types of business that can be handled

The businesses that the company can handle mainly include online and offline businesses such as basic settlement business (cash deposit and withdrawal, transfer, remittance, cheque issuance, international settlement, etc.). ), deposit business, loan business, investment and wealth management business, consulting witness, collection and payment.

Four. Types of accounts that can be opened

Common types of corporate accounts are: basic account, general account, temporary account and special account.

A legal entity can only choose one bank to open a basic deposit account; However, according to business needs, you can open accounts of different natures such as general deposit accounts, temporary deposit accounts and special deposit accounts in a number of banks.

Bank to company business

1. Bank-to-business business: corporate deposit business? : company demand deposit, company time deposit, company notice deposit, company agreement deposit, etc.

2. Corporate loan business: short-term loans, medium-and long-term loans and trade financing loans? .

3. Capital business: enterprise-related: corporate bonds, corporate bonds and financial bonds? .

4. Bill business: acceptance and discount.

5. Payment and settlement business: three tickets and one remittance (draft, promissory note, check, remittance).

6. Bank card: the company card in the credit card.

7. Guarantee business: bank guarantee and standby letter of credit.