1. Pay housing provident fund in Shanghai, and pay housing provident fund continuously for at least 6 months when applying for housing provident fund loans.

2. The borrower has a stable occupation and income, good credit and the ability to repay the principal and interest of the loan.

3. Neither of the borrower's husband and wife has any provident fund loans that are being repaid (used).

4. There is enough balance in the provident fund account, the loan amount is 30 times of the account balance, and the balance of the provident fund account is required to be at least 20,000 yuan. Since the maximum personal loan amount is 500,000, the loan amount can be increased through supplementary provident fund or family provident fund.

5. According to the provisions of Shanghai provident fund loan quota, the maximum personal loan quota is 500,000 yuan, and the supplementary provident fund can increase the personal loan quota to 600,000 yuan. The maximum amount of family housing provident fund loans is 6,543,800+0,000 yuan, and the amount of family loans is increased to 6,543,800+0.2 million yuan when the provident fund is supplemented.