How long it takes for a car to be mortgaged without a license plate will affect your credit report A car mortgage is actually a loan to buy a car, which is a very popular way to buy a car now. For consumers who want to buy a car with a mortgage, they must want to know: How long it will take for the mortgaged car to not have a license plate will affect the credit report. The specific length of time that the mortgaged car will not be registered will affect the credit report, which will be determined according to the loan situation. If it is a mortgage loan, it needs to be registered within one month. If it takes more than one month, it may affect your credit report. Because if the mortgage loan is not listed, there will be no title certificate. Without the title certificate, you cannot make a mortgage. This means that the loan for consumers to buy a car is advanced by Party A, and the staff of the 4S store will also urge consumers to get the license plate. of. If you use a credit loan to buy a car with a mortgage, you can apply for a license at any time in this case. You can apply for a temporary license before officially getting the license. However, the temporary license can only be used for about 15-30 days, and it can only be applied for three times. Therefore, if there are no problems, it is better for consumers to get the license plate as much as possible after picking up the car, so as to make it easier for them to get on the road.