Current location - Loan Platform Complete Network - Bank loan - What are the tax and loan requirements of CCB?
What are the tax and loan requirements of CCB?
1. The applicant must be at least 18 years old, with good personal credit, no overdue conditions and full capacity for civil conduct;

2. The applicant has no other outstanding loans in CCB, has opened a settlement account with a first-class savings card and holds personal financial assets in CCB;

3, small and micro enterprises to obtain a business license for one year, the actual operation of more than one year of individual industrial and commercial companies, the registered capital shall not exceed 50 million yuan;

4. In the past 24 months, the enterprise paid taxes in good faith, and there was no serious dishonesty recognized by the tax authorities according to law. Accumulated tax payment in the past 12 months is more than 30,000 yuan (inclusive).

How to renew the individual tax loan of CCB?

CCB tax loan is a revolving loan product. First of all, within the one-year validity period of the loan, after the user pays off the loan, he can continue to apply for the loan after restoring the quota, that is, the quota can be reused within the loan period. Secondly, when the tax loan of CCB expires, the borrower can apply to CCB for renewal of the loan. However, the application for loan renewal still needs to be reviewed and evaluated by China Construction Bank. After the user has passed the application, the renewal procedure can be successfully completed. If it is not passed, it means that the applicant is unqualified and cannot be renewed.