Credit conditions for applying for a loan:
1. Apply to the loan department for a credit line, which is the maximum line allowed by the bank in the agreement.
2. Revolving Credit Agreement: Revolving Credit Agreement Banks legally promise to provide enterprises with loan agreements that do not exceed a certain maximum amount. The maximum loan amount is determined by the bank's evaluation of the lender's assets.
3. Compensatory balance loan: Compensatory balance refers to the minimum deposit balance that the bank requires the borrower to keep in the bank according to the loan limit or a certain proportion of the actual loan amount, which is generally 10% to 20%.
Extended data:
Major projects of Pacific Loan Company:
1, personal loans, corporate loans, private loans, entrepreneurial loans, unsecured loans, commercial loans, short-term loans, and repayment at maturity.
2. The company has a consulting think tank composed of senior financial experts and talents in banking, securities, real estate, automobile, law, taxation and other fields.
3. Full service to meet the needs of enterprises and all kinds of funds. While providing loan services for small and medium-sized enterprises, we should broaden information channels and build a golden bridge for enterprises, banks, enterprises and enterprises, enterprises and individuals.
Reference source: Baidu Encyclopedia-Pacific Credit Investment Co., Ltd.