1. Suspension of credit business: try not to apply for credit cards and loans within half a year, which can reduce the generation of new inquiry records. When financial institutions review credit information, they usually only pay attention to the inquiry records in the last six months.
2. Repayment on time: If the loan under your name is to be repaid, you need to ensure that it is repaid on time in each installment. A good credit record will help to improve your credit score. Br>3. Reduce the debt ratio: If your debt ratio is too high, you can consider paying off some debts in advance to reduce the debt ratio. After the debt ratio is reduced, your personal credit score may also be improved.