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Can I get the real estate license if I haven't got the loan yet?
You can get the real estate license without paying back the loan. When buying a house through a bank mortgage loan, buyers usually sign mortgage contracts and loan contracts with banks. After the relevant certificates such as property rights are completed, the housing management department will register the house for the record, so that the house can set other rights, that is, mortgage. As long as you apply for the "Property Ownership Certificate" and register in the "Other Rights" column of the original property ownership certificate, you can obtain the original property ownership certificate.

Article 34 of the Measures for the Administration of Commercial Housing Sales?

Real estate development enterprises should entrust units with real estate surveying and mapping qualifications to carry out surveying and mapping according to the project before the delivery of commercial housing, and the surveying and mapping results should be reported to the real estate administrative department for examination and approval before they can be used for housing ownership registration.

Real estate development enterprises shall, within 60 days from the date of delivery of commercial housing, submit the information required for housing ownership registration to the real estate administrative department where the housing is located.

Real estate development enterprises shall assist the buyers of commercial housing to handle the procedures of land use right change and house ownership registration.