This is to certify that Mr./Ms. is a regular employee of our company (1; 2. Contract workers; 3. Temporary worker), who has worked in our company for many years and holds the current position, with the ID number of, personal monthly income of RMB (in words) and total annual income of RMB (in words). The above situation is true.
This unit is responsible for the authenticity of the certificate!
Hereby certify that
Unit address:
Company Tel: Company Contact:
Date, year and month
Legal basis: Article 36 of the Banking Law of People's Republic of China (PRC), a borrower shall provide a guarantee when lending to a commercial bank. Commercial banks should strictly examine the repayment ability of guarantors, the ownership and value of collateral, and the feasibility of realizing collateral. After examination and evaluation by a commercial bank, it is confirmed that the borrower has a good credit standing and can repay the loan, and no guarantee may be provided. Article 37 A commercial bank shall sign a written contract with the borrower when issuing loans. The contract shall stipulate the type, purpose, amount, interest rate, repayment period, repayment method, liability for breach of contract and other matters that both parties think need to be agreed.