First of all, I don't know what kind of loan you have, such as mortgage, business assistance, decoration and repayment methods are divided into two types: equal principal and interest and average capital. The repayment interest of the two repayment methods is also different. The interest rate for more than three years and five years is 5.4, so banks will generally rise by 10%, so it is 5.94. Then according to the usual algorithm, the repayment method is equal principal and interest, and the annual interest rate of the loan is 5.94.