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On the Resolution of Non-performing Loans in Commercial Banks
Non-performing loan management steps:

Urge enterprises to rectify and actively collect loans.

Sign a loan processing agreement, and both borrowers and borrowers will jointly ensure the safety of the loan.

Implement loan creditor's rights and debts to prevent enterprises from evading bank debts.

Rely on legal weapons to recover loan principal and interest

Write-off of bad debts

Handling methods of non-performing loans:

Loan redesign

Modify the loan terms

Strengthen the security of loans.

Banks directly participate in the management process of enterprises.

Loan liquidation

Deal with collateral

Apply for a legal ruling

insolvency liquidation

Loan loss reserve system

State capital injection

Write-off with own profits