It is recommended that you choose formal channels for borrowing, such as bank channels;

If you are already a China Merchants Bank user and have downloaded the China Merchants Bank Mobile Banking APP, you can try to log in to the mobile banking. Homepage - Borrowing operation interface to see if there is a product suitable for you, such as: "China Merchants Union Good Expectations" for loans below 10,000; in addition, mobile banking - My All-in-One Card - Loan Management - My Flash Loan/Online Banking - Loan management-flash loan, you can also check whether it can be applied for.