4s shop mortgaged the green paper at the vehicle management office?
The explanation given by the 4s shop is wrong or your statement is wrong! During the vehicle staging period, you only have the right to use and manage the vehicle, and the bank or financial company owns the vehicle.
So you need to cooperate with the vehicle management office or the traffic police force to mortgage the vehicle (in some places, it can only be done at the vehicle management office). Whether the mortgagor is a bank or a financial company will be reflected in the vehicle registration certificate, not what you said.
After the loan is paid off, the mortgage is also the vehicle management department.
What should we pay attention to in the Green Paper of 4s Shop Mortgage?
The loan for buying a car is mortgaged to the lender, and it belongs to you only after the money is paid back. Can't buy or sell.
2. Pay attention to get in touch with the 4S shop in time after the loan is paid off, and go back to the vehicle management office with the green paper to cancel the mortgage, so that the car belongs to you and can be bought and sold normally.
3. avoid overdue. If you don't repay the loan halfway, the other party has the right to take back your car. Because the car was mortgaged to him.
How to mortgage a green car to a private person?
Both parties need to go to the vehicle management office for mortgage registration. Mortgagor and Mortgagee can apply for vehicle mortgage registration at the nearby vehicle management office with the original ID card and the green copy of the vehicle.
The bank will review the car loan application materials after receiving them. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If the loan is unsecured, there is no need to sign such a contract.
Legal basis:
Motor vehicle registration regulations
Article 31 Where a motor vehicle is mortgaged, the owner and mortgagee of the motor vehicle shall apply to the vehicle management office at the place of registration for mortgage registration; If the mortgage right is extinguished, it shall apply to the vehicle management office at the place of registration for cancellation of mortgage registration.