The annual purchase standards of middle-class families in various places are actually different. For example, in my hometown, the economy is not that developed, so a family with a monthly income of 6,000 can already achieve middle class status. But in Zhengzhou, my city, an income of 10,000 yuan a month can almost reach the middle class. But if you put it in Shenzhen, where I stayed before, then 6,000 yuan is almost a normal income for a person. Based on the city I live in, as a married gay man, financial freedom is something I can’t even think about. It would be great to have some private money. Financial freedom is a dream.

My current monthly income is 6,000, which is of course a stable income. When I go out for a mortgage and car loan, the funds I have at my disposal are about 3,000. Of course, it is said to be at discretion, but in fact the monthly pocket money is only 500. The rest is all left to my daughter-in-law to manage. In addition, I don’t have any other hobbies, so I usually use the 500 to buy some funds and investments. My wife's salary is 5,000. The combined basic salary for the two of them is 11,000 yuan. I dare not say that I am very wealthy, at least I have no problem living a normal life.

Of course we both have part-time jobs. In addition to going to work every day, we start working part-time after eating. Go out and run a taxi, or be a food delivery rider. In this way, the extra income for two people can reach about 3,000 per month. Anyway, if she has a child in the future, there will be no problem in paying her tuition and extracurricular classes. After all, raising children in modern times is a money-making game. It's no use just doing it, you still have to spend money. My nephew is an owner who likes to play with models. I buy him models every month, from airplanes flying in the sky, cars running underground, to ships and submarines in the sea. To be honest, this hobby is very expensive. However, for children, the effect of improving hands-on ability is very significant. Moreover, models are very helpful for concentration.

And even if the child goes to college in the future, the two of us working part-time can guarantee the child’s monthly living expenses. Although when I was in college, I didn’t ask my family for money much. But most children still ask their families for money. So what should be reserved should still be reserved. After having children, the most expensive things left are houses and cars. A normal family car costs around 150,000. The house costs millions, so it will take a long time to repay it. The fixed salary is used to pay off the mortgage, so if you want to live a better life, you need to earn more income.

For example, every week, go out to eat something good. They are all places that cost money. How come you can’t afford 200-300 yuan for a hot pot meal out? In addition, my wife occasionally does some shopping on Taobao, and a little bit of it is worth 1,000 yuan. It’s almost equivalent to working hard to deliver takeaways for half a month. Although it’s very helpless, it’s not a big problem. Therefore, the family income of a middle-class family must be at least about 10,000 yuan. Of course, it doesn’t have to be a fixed salary. It can also include other part-time jobs.