I. Introduction: 360 Financial-Tobacco Loan Product Information

1. line: up to 500,000 yuan, which can be recycled; 2. Duration: 3/6/12/18/24; 3. Repayment method: equal interest; 4. Prepayment: No handling fee is required.

First, the basic requirements:

1. Age: 20-54 years old;

2. Borrower: The enterprise has been established for one year; The applicant is an enterprise legal person or a tobacco license holder;

3. Credit request: overdue: not overdue at present, not 13s or above in the last year, not 12s or above in the last six months; The status of all unopened accounts shall not be bad debts, stopped payment, frozen, compensated by the guarantor, etc. There must be no two, suspicious or lost in the five-level classification; No enforcement, litigation, etc. Currently;

4. User portrait preference: tobacco has been in business for more than 2 years, and its sales revenue is relatively stable; The applicant is between 30 and 50 years old, with a good credit record and a good record of non-bank credit goods.

Two, the location of the merchants in the input area or the location of the application for household registration can be found in other provinces except Xinjiang, Tibet, Qinghai, Inner Mongolia, Hong Kong, Macao and Taiwan.

Third, apply for an information ID card; Business license; Tobacco monopoly retail license; Bank card; Real name mobile phone number.

Four. Repayment process:

1. You can deposit the current repayment amount into the loan bank card for automatic deduction before the repayment date. There will be three automatic deductions every day, around 8 am, 4 pm and 9 pm respectively.

5. If the repayment amount exceeds the single limit of the bank card and cannot be repaid on the APP, you can make repayment by transferring it to the enterprise account. The process is as follows:

1. Select corporate repayment as the repayment method, and click "Book corporate repayment".

2. Copy the information of the collection account and transfer money through online banking, mobile banking and Alipay. Please fill in the transfer bill when transferring money, that is, the applicant's name+registered mobile phone number (taking Alipay as an example).

3. Wait for the system to automatically enter the account, and the repayment will be successful within 30 minutes. _

(running environment: readmi k30pro AliPay app version: 10.2.38.82 system: MIUI 12.25)

Six, matters needing attention:

1. Corporate photos don't need to be uploaded, and they are directly skipped when submitting applications;

2.360 The tobacco loan amount can be * * * with the loan amount, and there is no conflict in applying for a tobacco loan if there is a loan;

3. Currently, the following mobile phone number applications are not supported:165/167/1172 and partial177/190/6544.

4. At present, the pass rate is about 38.5%, and all the approved items are10.5 million, and the system is constantly optimized.