E-Loan is a credit card cash installment business provided by China Merchants Bank Credit Card Center, which is suitable for eligible cardholders. Cardholders can apply for e-loan, use the money for consumption or advance cash, and agree to repay the principal and handling fee in installments. Once the cardholder's electronic loan application is approved, the corresponding amount will be credited to the cardholder's credit card account. The installment principal and handling fee will be included in the current credit card bill, and the cardholder needs to repay the corresponding amount in installments according to the agreed installment repayment plan. E-loan provides cardholders with a convenient credit card cash installment service, which enables cardholders to use the credit line more flexibly and repay in installments according to their own needs. This service can help cardholders meet their consumption or capital needs, and at the same time provide convenience and flexibility for installment repayment.